Marqeta

Full-stack Engineer

• Design, build, and maintain highly available Kubernetes infrastructure at scale
• Lead architecture decisions for container orchestration and cloud-native services
• Mentor engineers on Kubernetes best practices, container security, and cloud infrastructure
• Develop automation tools and improve CI/CD pipelines for containerized applications
• Collaborate with platform and application teams to optimize workload performance
• Drive initiatives to improve system reliability, observability, and disaster recovery
• Participate in on-call rotation and incident response
• Contribute to the technical roadmap and infrastructure strategy

Staff Software Engineer – Kubernetes Operations

Analyst

• Evaluate and refine credit policies and models for both consumer and SMB credit cards to minimize losses and enhance profitability.
• Develop and implement tailored, data-driven strategies for effective management of the consumer and SMB credit card portfolios.
• Conduct risk segmentation, behavioral, loss forecasting, line management and other empirical analyses to support and refine credit models used in underwriting practices for consumer and SMB credit card portfolios.
• Build dashboards and present regular reports on key performance indicators (KPIs) and key risk indicators (KRIs) specific to consumer and SMB credit cards to senior management.
• Maintain up-to-date knowledge of regulations and compliance requirements affecting both consumer and SMB credit card products.

Senior Credit Risk Analyst

Account Manager

• Support the creation of materials related to the quarterly earnings call, including: earnings press release, scripts, Q&A, investor presentation, fact sheet, financial and legal back-up, post-event reporting, and transcript reviews, as well as other ad hoc analytical requests
• Assist with development of board memos and other content to support broader finance team initiatives
• Interact with the investment community in conversations regarding the Company’s business model, operating results and business strategy
• Support the Company’s participation in investor and analyst events such as conferences, meetings, non-deal roadshows
• Monitor and report on industry and peer company information and practices by tracking research reports, news, earnings calls, and other relevant resources
• Analyze sell-side analyst notes and identify key themes to highlight for management
• Review analyst models and build relationships with sell-side associates to understand how they built their models and their key underlying business and financial metric assumptions
• Collaborate with third-party service providers, including those for web-hosting, surveillance, IR consultants, and targeting
• Keep and document detailed notes of investors calls, summarize highlights, and track interactions in the database repository. Use this information to continuously improve our investor communication and target strategy

Investor Relations Manager

Manager

• Own end-to-end credit strategy initiatives — from framework design through implementation and ongoing monitoring
• Build, review, and refine consumer and commercial credit card risk and pricing strategies
• Proactively adjust credit card policies based on portfolio performance and risk trends
• Establish strategies that directly drive KPIs: approval rates, new accounts, loss rates, profit margin, and more
• Partner with data scientists to build best-in-class credit risk and cash flow models
• Work with product to develop modern credit stacks and data strategies leveraging financial, bank, and third-party datasets — enabling underwriting automation at scale
• Partner with capital markets on securitization structures, warehouse lines, and forward flow deals
• Provide analytical support to co-brand partners, including loss forecasts and profitability analysis
• Draft underwriting and risk documentation
• Support bank partners on model validation and governance
• Report KPIs and risk performance to senior management regularly
• Serve as a risk consultant to bank partners and customers — recommending improvements to credit strategies
• Collaborate across Banking, Product, Finance, and Capital Markets as an internal strategic resource and external-facing advisor
• Lead and mentor a small team of Credit Risk Analysts (1–3 people), providing direction on day-to-day priorities and longer-term development

Senior Manager, Credit Risk

• Perform end-to-end reconciliation and discrepancy management: Execute time-sensitive daily, weekly, and monthly reconciliations while analyzing network, bank and internal data to identify root causes of discrepancies, and implement corrective actions to preserve trust in banking and money movement services.
• Daily Program Funding Compliance: Track and report Customer Program Deposits accurately and timely while maintaining intraday funding balance oversight, escalating issues promptly when needed and monitoring banking activities for irregularities to ensure data integrity across all transaction sources.
• Drive operational excellence: Create comprehensive process documentation while identifying control gaps, partnering cross-functionally to develop targeted solutions, and supporting critical month-end close activities.
• Support system evolution: Define business requirements while developing comprehensive test plans, validating new processes and systems, and collaborating with Engineering, Product, Data & Insights teams to resolve bugs and enhance reconciliation capabilities.
• Become a Subject Matter Expert on settlement controls: Serve as a go-to resource for the team while providing backup support for ad hoc cross-departmental needs.
• Process Improvement & Controls: Lead continuous improvement efforts by enhancing reconciliation procedures, implementing robust internal controls for compliance, driving process automation initiatives, and delivering strategic recommendations that optimize cash management and treasury operations.

Senior Settlement Analyst

• Act as the primary liaison between Marqeta and existing bank issuing partners, fostering strong, collaborative relationships, and regularly communicating to understand needs and drive program performance (Relationship Management).
• Collaborate with bank partners and internal product development teams to launch new products and features that meet market and client demands (Product launch and Development).
• Coordinate with internal and external stakeholders to make sure the company and its programs are fully compliant with bank requirements (Program oversight and compliance).
• Lead the negotiation and management of contracts to ensure favorable terms, minimize risk, and optimize financial terms (Contractual Oversight & Negotiations and Economic Optimization).
• Oversee day-to-day operational responsibilities like invoice validation, audit coordination, and customer service/regulatory escalations, while establishing and tracking Key Performance Indicators (KPIs) to monitor and report on bank partnership performance (Operational support and Analytics).

Senior Manager, Bank Partnerships

People Operations

• Translate broad strategies into actionable roadmaps, utilizing rigorous project and program management to ensure high-quality delivery.
• Identify and pilot emerging marketplace trends and AI-driven innovations to ensure our learning remains world-class.
• Strategic oversight of our professional development budget, ensuring it drives both individual growth and organizational capability.
• Build and scale a "Manager Excellence" framework that equips our people leaders with the essential tools to lead high-performing, inclusive teams.
• In partnership with the Talent Management lead, create intentional development paths and "stretch" experiences for key talent.
• Scale our coaching programs, moving beyond informal pairings to a structured, high-impact community of practice.
• Audit our current environment and bring expert recommendations to influence our future learning technology roadmap in partnership with our People Technology team.
• Use AI tools to accelerate the design, development, and global implementation of learning content at scale.
• Create "beautiful," high-fidelity, and interactive digital content—utilizing tools like Articulate—that delivers a premium user experience "in-the-flow" of work.
• Work closely with our Talent Development Program Manager, providing guidance, coaching, and mentorship to elevate their professional growth.
• Partner with the Talent Analytics team to build robust measurement frameworks and dashboards that track the real-world impact of learning.
• Genuinely connect with our learners to understand their needs, ensuring L&D is integrated into the business rather than operating in a bubble.

Senior People Development Manager

Performance Marketing

• Drive performance against core demand KPIs: target account engagement, intent progression, and pipeline generation for assigned sales segments
• Drive measurable impact from integrated campaigns, working with content and creative teams to optimize programs for pipeline influence
• Serve as a key partner between sales and marketing functions, using campaign data and field insights to continuously improve programs
• Partner with sales to understand account engagement, follow-up quality, and conversion trends, translating insights into actionable campaign recommendations
• Optimize channels and campaigns across paid media (including Google, LinkedIn, Reddit, programmatic), SEO/AEO programs, and events based on performance data
• Establish and execute a structured testing agenda, learning from results and sharing insights to guide future marketing decisions
• Ensure accurate tracking, attribution, and reporting in partnership with marketing operations
• Monitor and report on segment and campaign performance regularly, using data and sales feedback to improve engagement, conversion, and pipeline impact

Demand Generation Manager

• Prepare quarterly and annual worldwide income tax provisions (US + local foreign) and disclosures in accordance with US GAAP, including SFAS 109 (ASC 740) and FIN 48 (ASC 740-10).
• Manage the monthly and quarterly close process, including preparing transfer pricing calculations for all the foreign subsidiaries, preparing tax journal entries and tax account reconciliations.
• Maintain and assist documentation of worldwide income tax provisions in complying with SOX 404 requirements.
• Research complex tax issues, monitor tax legislation and accounting standard update, and assist with the relevant tax impact analysis.
• Coordinate and prepare income tax returns with outside tax providers and review federal and international tax forms and state tax returns.
• Work with outside service providers to prepare annual US R&D credit. Manage income tax audits and respond to all tax notices and IDR requests.
• Identify and implement improvements in systems, tools and process to drive accuracy and efficiency.
• Assist with special projects such as the TP strategy, M&A transactions, and Restructuring.

Senior Income Tax Manager

Data Analyst

• Collect and analyze structured and unstructured (financial and business) data from various sources such as Snowflake, Intacct ERP, SFDC and other internal systems to identify and interpret trends or patterns to support business decisions.
• Develop data collection and appropriate analytical tools, models and processes.
• Build and maintain analytics reporting that provide insights to business performance and key company metrics.
• Assess and support internal customers’ needs for analytical support, using analytical skills and strategic thinking to help teams solve challenges, e.g. customer / transaction profitability analysis.
• Be able to translate objectives to a project plan with milestones and resource requirements, and manage assigned projects independently.
• Own data analysis and modeling work to drive high quality forecasting and variance analysis for a number of our customers.
• Establish strong relationships with individual teams and cross functional business partners.
• Help prepare data for materials related to management and investor communications.
• Participate in initiatives and discussions as related to system integration, data infrastructure and governance, internal control, and process improvement, etc.

Senior Data Analyst, FP&A

Human Resources

• Lead the design and evolution of a cohesive talent system, with primary ownership across: Performance & Growth, Succession & Talent Planning, Leadership Expectations & Success Profiles
• Design modern, business-relevant frameworks and tools
• Ensure programs are simple, high-impact, and usable by leaders
• Provide clear guidance and resources for PBPs to implement effectively
• Gather feedback and insights from PBPs and leaders to continuously refine
• Define and track key metrics to assess effectiveness and outcomes
• Evolve career pathways, development approaches, and experience-based growth models over time
• Introduce improvements iteratively based on business needs and capacity
• Partner with PBPs to identify patterns and systemic opportunities related to org effectiveness
• Define success metrics for core talent programs and track outcomes over time
• Establish simple, clear reporting to assess effectiveness (e.g., performance differentiation, bench strength, mobility)
• Bring a strong program management approach to prioritize, sequence, and deliver work effectively

Senior Talent Management Manager

Product Manager

• Define and execute a clear, actionable strategy that aligns with the company's overall growth objectives
• Lead and inspire others with a compelling product vision and roadmap, driving alignment and seeking consensus among leadership, peers, and teams
• Deeply understand fraud, risk, and authentication ecosystems to identify the impact of initiatives or features across the platform. This includes understanding the competitive landscape, AI-based fraud tools, rules-based fraud engines, EMV 3DS specifications, issuer and merchant requirements, and strong customer authentication (SCA) requirements — particularly for regulatory compliance like PSD2 in Europe
• Develop AI-powered products and frictionless authentication solutions that directly address customer pain points, balance security with user experience, and drive business outcomes. Work cross-functionally to ensure optimal implementation and customer success
• Own the complete P&L for your suite of products and drive the adoption and optimization of Real Time Decisioning and 3D Secure solutions — balancing fraud prevention, authentication approval rates, customer experience metrics, regulatory compliance, and financial outcomes
• Collaborate across customer-facing and technical teams to collect inputs for prioritization of features, including value, effort, usability, and priority
• Create well-defined Product Requirement Documents focusing on customer and business value and defining metrics to quantify success
• Act as technical advisor to educate and evangelize features with customers via meetings, presentations, and other forums
• Collaborate with go-to-market partners to develop product collateral, presentations, trainings, and other tools to bring products to customers and prospects
• Leverage hands-on AI and prototyping skills to rapidly validate product concepts, build proof-of-concept models, and accelerate the path from idea to production
• Stay current on the latest AI/ML research, foundation models, and tooling — and proactively identify opportunities to embed AI capabilities across the Risk Decisioning and 3D Secure product suites

Group Product Manager, Fraud

• Define & Drive Product Strategy – Own the roadmap for our new Stablecoin-based fintech products, aligning business goals with customer needs
• Build & Scale Embedded Finance Solutions – Develop innovative products in card issuance, or Stablecoin payments, collaborating with engineering, design, and data teams
• Execute with Excellence – Work cross-functionally with design, engineering, data science, legal, compliance, and external partners to build, launch, and scale compliant financial products
• Customer & Market Research – Deeply understand customer pain points, new Payments industry trends, and competitive dynamics to shape product decisions
• Prioritize with Data – Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments
• Partner with Fintech Ecosystem – Work closely with banks, networks, and fintech partners to drive innovation and enhance our platform’s capabilities

Senior Product Manager, Stablecoins

• Own the technical roadmap and author system designs that enable scalable, secure, and operationally efficient card issuing and payment processing products for our customers.
• Spend significant time in the codebase – writing, reviewing, and optimizing code across the issuing and processing stack.
• Identify and drive high-impact technical initiatives that improve the performance, reliability, and cost-efficiency of our core processing engines.
• Collaborate with Product Managers to analyze requirements and provide technical recommendations across onboarding, issuing, digital wallets, authorization &amp; clearing, transaction controls, and ledger.
• Mentor and guide technical leads, influence stakeholders, and establish success metrics to drive organization-wide technical excellence.
• Apply and evangelize modern best practices in your software designs and implementations to increase the platform's resiliency and scalability.

Principal Software Engineer

Production Engineer

• Become a Marqeta product expert
• Provide high-quality support, and take ownership in responding to inquiries, issues and escalation inquiries through tickets, emails, and other channels
• Perform problem-solving, diagnosing, root cause analysis, and generate corrective action plans for issues
• Work cross-functionally to resolve issues and provide customer care
• Provide on-call support for rotations and escalations
• Assist in monitoring production transaction volume, functionality, capacity, and performance
• Be proactive in monitoring, optimizing issuer resolution, and implementing corrective action planning
• Interact with Product, Engineering, and Technical Operational teams to provide feedback on production support related issues and improvements
• Document process, product, and industry learnings relentlessly to identify pain points and trends to help the team and organization grow and improve