Act as a trusted advisor with deep knowledge and expertise in the rules, laws and regulations related to prepaid, debit, and credit card products, including EFTA/Regulation E, Durbin/Regulation II, TILA/Regulation Z, and card network rules
Provide legal advice on payment laws, financial services regulations, consumer protection, and enforcement actions for existing products and new features
Assess legal risks, recommend mitigation strategies, and provide legal advice to cross functional stakeholders (product, engineering, risk teams, go to market, etc.) in connection with maintaining integrity of the financial platform
Monitor and conduct analyses of new regulations in the payments/financial services space to assess their applicability to the payments/financial products
Collaborate with and manage outside legal counsel
Be a team player and self-starter with drive and initiative
Have high integrity and great judgment while working across the organization
Requirements
5-8+ years’ experience practicing in-house in fintech or banking or at a reputable law firm, with a focus on the prepaid, debit, and/or credit card space
Deep understanding of the payments industry, including the laws, rules and regulations related to banks and the participants in the payments ecosystem, including issuer processors and program managers
A keen sense of ownership and the ability to independently drive complex projects to completion on tight timelines in a fast-moving, high-performing environment
A solid business focus with practical risk awareness and the ability to balance legal risk mitigation against key business objectives and risks
Excellent oral and written communication skills; ability to work on teams and independently; ability to drive accountability and influence outcomes
The ability to challenge and be challenged both internally and with clients in a constructive and respectful way
Advanced problem solving skills, i.e., the ability to quickly digest a problem, evaluate various options/solutions and empower yourself and others to deliver
Team player with a positive attitude and commitment to excellence
JD degree and member in good standing of a State Bar
Benefits
Multiple health insurance options
Flexible time off – take what you need
Retirement savings program with company contribution and after tax contributions
Equity in a publicly-traded company and an Employee Stock Purchase Program
Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
Free therapy sessions, financial and professional coaching, and legal advice
Monthly stipend to support our remote work model
Annual “development dollars” to support our people growth and development
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.