Lloyds Banking Group

Associate Director, Asset Management, Real Estate – Housing

Lloyds Banking Group

full-time

Posted on:

Location Type: Hybrid

Location: London • United Kingdom

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Job Level

Senior

About the role

  • Delivering a best-in-class client experience from loan close through to refinance.
  • Managing the full lifecycle of loan events including consents, extensions, additional borrowings, refinancings, covenant amendments, and annual renewals.
  • Liaising with legal counsel and internal execution teams to ensure seamless transaction delivery.
  • Reviewing client financial reporting and extracting key insights from management information and covenant compliance schedules.
  • Engaging directly with clients on loan and risk-related matters in collaboration with Coverage colleagues.
  • Identifying early warning signs of credit deterioration and presenting findings and recommendations at portfolio reviews.
  • Using data analysis and manipulation skills to enhance portfolio reporting and develop meaningful KPIs.

Requirements

  • Strong experience in Real Estate finance or a related sector, with expertise in financial analysis, credit report writing, LMA documentation and risk management.
  • Advanced Excel skills and financial modelling
  • Excellent written and verbal communication skills, with confidence in presenting to CIB committees and engaging with clients and senior stakeholders.
  • Proven ability to manage priorities effectively in a fast-paced, collaborative environment.
  • Line management experience with a passion for coaching and developing others.
  • Desirable Experience: Background in portfolio management and familiarity with risk mitigation strategies.
  • Knowledge or experience within the Housebuilder or Housing sector.
Benefits
  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days’ holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial analysiscredit report writingLMA documentationrisk managementdata analysisfinancial modellingExcel
Soft Skills
written communicationverbal communicationpresentation skillspriority managementcollaborationcoachingdeveloping others