Lloyds Banking Group

Senior Manager – Wholesale, Consumer Distribution, Transport

Lloyds Banking Group

full-time

Posted on:

Location Type: Hybrid

Location: Manchester • United Kingdom

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Salary

💰 £76,194 - £89,640 per year

Job Level

Senior

About the role

  • Developing and implementing the Wholesale strategy to drive market share, growth and profitability.
  • Full ownership and oversight of the Wholesale portfolio across Motor, Bike & Leisure retailers.
  • Leading and developing a high‑performing team aligned to Group Values & Behaviours.
  • Collaborating with retailer and OEM partners, and working closely with Distribution sales teams on sustainable growth initiatives.
  • Ensuring a controlled, process‑driven operating platform where Wholesale Risk is fully adhered to across all channels.
  • Managing key performance indicators through regular analysis and performance review.
  • Building strong, credible relationships across the Transport division and wider LBG business.
  • Support and develop your direct reports, fostering collaboration and alignment to strategic goals.
  • Embed a strong risk culture across the retailer network and field teams.
  • Maintain and enhance processes and controls across the wholesale lending portfolio.
  • Oversee complex financial appraisals, credit applications, annual reviews and portfolio analysis.
  • Attend and contribute to key committees and governance forums.
  • Partner with stakeholders to achieve collective objectives and minimise credit exposure.
  • Manage external suppliers to ensure systems and controls are fit for purpose.
  • Drive transformation by championing agile, adaptable solutions.
  • Support Distribution sales teams with insights that drive sustainable business performance.
  • Coach and develop teams to ensure risk awareness is consistently embedded.

Requirements

  • Financial Acumen - Applies financial insights to drive profitable decisions and measure performance
  • Data Management - Reviewing and creating relevant, coherent and effective reports
  • Risk Management - Identifying, assessing, prioritising and managing risks
  • Communication - Convey information clearly and professionally to different audiences, working collaboratively across multiple channels
  • Situational Adaptability - Able to adjust approach and demeanour to match shifting demands
  • Resilience - Persistence and flexibility, able to rebound from setbacks and maintain calm in adversity
  • A growth mindset
  • Desirable Skills - Credit‑writing or financial accounting experience.
  • Working knowledge of the automotive sector.
  • Experience managing wholesale portfolios, particularly OEM‑related.
  • Strong influencing ability across senior stakeholders.
  • Experience contributing to business transformation or change initiatives.
Benefits
  • A generous pension contribution of up to 15%
  • An annual bonus award, subject to Group performance
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days’ holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial acumendata managementrisk managementcredit writingfinancial accountingwholesale portfolio managementperformance analysisfinancial appraisalscredit applicationsportfolio analysis
Soft Skills
communicationsituational adaptabilityresiliencegrowth mindsetinfluencing abilityteam developmentcollaborationleadershiprelationship buildingcoaching