Responsible for delivery and optimisation of the commercial plan, budgeting and forecasting and strategic investment initiatives
Ownership of business and market forecasts, including lending, balance sheet, market share and income outlook
Leading commercial performance reviews incorporating trading data, driver analysis, sensitivities of loans performance and implications; synthesised for engaged discussion at trading meetings
Extensive market knowledge and awareness – making recommendations from your insight to shape the Loans commercial agenda
Strong interpersonal skills to maximise commercial impact, employing and maintaining internal and external partner relationships – including our third-party suppliers
Ultimately responsible for the maintenance of commercial risk, ensuring opportunities are maximised and risks mitigated

Requirements

Experience of maximising commercial performance, with a clear understanding of financial metrics and performance drivers.
Highly numerical, data-driven individual, responsible for maximising commercial performance, having a clear understanding of financial metrics and performance drivers.
Ability to think long-term and identify commercial opportunities that align with customer needs and business goals
Be unafraid to challenge the status quo, have an intellectually curious outlook, where you seek to innovate and adapt quickly from setbacks.
Passionate about solving problems and finding new ways to deliver value.
Comfortable challenging the status quo and adapting quickly from setbacks
Proficiency in data analysis, customer analytics, building and validating models for forecasting, pricing, and segmentation and visualisation tools (e.g. Agentic AI, Machine Learning, Python, SQL, SAS, Power BI, Tableau) and experience with cloud-based data platforms (e.g. GCP native tools)
Apply product led thinking to reporting and analytics initiatives, ensuring solutions are user centric, iterative, and aligned to evolving business needs.
Translate complex datasets into clear, actionable insights that support operational and strategic goals across Colleague Success
The ability to influence effectively at all levels of the organisation, including the Group Executive Committee (GEC)
A strong understanding of the external environment, including customer trends, competitor strategies, and regulatory developments.

Benefits

A generous pension contribution of up to 15%
An annual performance related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
28 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills

data analysiscustomer analyticsforecastingpricingsegmentationvisualisationMachine LearningPythonSQLSAS

Soft skills

interpersonal skillsproblem solvingintellectual curiosityinfluencingadaptabilitylong-term thinkingcommercial awarenessinnovationrelationship managementstrategic thinking