KOHO

Product Manager

• Own growth metrics with clear accountability. You’ll be responsible for specific KPIs tied to user acquisition or activation — metrics that directly impact KOHO’s revenue and unit economics.
• Run experiments at high velocity. Design, ship, and iterate on growth initiatives weekly. Maintain a rolling experiment backlog with clear hypotheses and success criteria. Learn fast from failures.
• Build business cases grounded in data. Use quantitative analysis, financial modeling, and CAC/LTV economics to prioritize bets and defend investment decisions to leadership.
• Lead a cross-functional pod. Work with engineering, design, data, and marketing to ship growth initiatives. Align your team around a single mission and keep execution tight.
• Identify and reduce friction across the user journey. Whether it’s funnel drop-offs, onboarding bottlenecks, or underperforming growth channels — diagnose root causes and ship solutions.
• Design and scale growth loops. Think beyond linear funnels. Identify opportunities for compounding, product-led mechanics that reduce acquisition costs over time.
• Collaborate across the growth org. Work closely with the other growth pod to ensure the full user journey — from first touch to active customer — works as a connected system.
• Communicate strategy to leadership. Present growth strategy, experiment results, and roadmap decisions to executive audiences through quarterly strategy reviews.

Senior Product Manager, Growth

Analytics Engineer

• Manage a team of 7 Analytics Engineers
• Own the analytics engineering platform
• Collaborate with Analytics, Finance, Payment Operations, Risk, Treasury, and Product teams
• Lead cross-functional initiatives
• Drive performance and develop a long-term talent strategy
• Identify opportunities to improve processes, tooling, and team effectiveness

Manager – Senior Manager, Analytics Engineering

Marketing

• Brand Positioning & Value Proposition: Own the brand narrative. Define and refine KOHO’s positioning in the market to ensure we stand out in a crowded fintech landscape.
• Integrated Campaign Strategy: Develop and lead brand-building campaigns that drive awareness and acquisition.
• Go-to-Market (GTM) Leadership: Design and execute GTM strategies for new product and feature launches to increase user engagement, retention and profitability.
• User-First Advocacy: Champion a "user-first" mentality. Demonstrate a deep curiosity for our user base by leveraging qualitative and quantitative insights to inform all marketing strategies.
• Analytics & Optimization: Utilize strong analytical skills to set KPIs, measure campaign effectiveness, and optimize spend/efforts for maximum ROI.
• Cross-Functional Collaboration: Partner with Product, Creative, Affiliate, Social, and Performance teams to ensure consistent messaging and seamless execution.

Senior Manager, Integrated Marketing

• Lead complex financial pipeline builds: Design and develop scalable data pipelines supporting banking processes, from scoping through delivery
• Collaborate cross-functionally: Partner with Credit, Payment Operations, Tech, Security, Risk, and Finance teams to define data requirements
• Build credit reporting infrastructure: Create reliable, performant operational data models that power internal and external reporting, audits, and money movements.
• Design scalable data models: Apply modelling frameworks (one big table, entity tables, event streams, Kimball) tailored to credit reporting use cases
• Optimize and monitor: Maintain pipeline health, optimize query performance, and implement data quality monitoring
• Enable the team: Document solutions, establish best practices, and help upskill fellow Analytics Engineers and Analysts
• Integrate cross-functional data: Work across domain boundaries to unify financial data into cohesive reporting structures

Analytics Engineer, Credit Risk

Product Designer

• Work with Product Managers to develop and refine product strategy and vision (not just ‘how it works, looks’ but ‘why it should be built’)
• Prepare wireframes, user flows, process flows, customer journeys and other artifacts to effectively communicate interactions and design ideas
• Work within an iterative design process: rapid prototyping, initiating user experience research, incorporating feedback, launching quickly and testing hypotheses in an agile environment
• Work as a part of an end-to-end product development team: collaborating early with and providing design direction to engineers, understanding technical requirements of what it takes to implement your designs
• Collaborate with cross-functional teams to influence all aspects of the product from copywriting to lifecycle marketing
• Evangelize our Design-centric product development process, and act as a design mentor to other designers and cross-functional partners
• Leverage AI tools to streamline the design process, and uncover user insights

Senior Product Designer

Analyst

• Providing technical support and troubleshooting across all company systems, applications, and hardware
• Diagnosing and resolving technical issues for end-users with minimal supervision
• Managing user accounts, permissions, and access controls
• Maintaining and documenting IT processes, procedures, and solutions
• Collaborating with team members to implement new tools
• Proactively identifying potential technical issues and implementing preventive solutions
• Supporting onboarding and offboarding processes
• Staying current with emerging technologies and best practices

Junior IT Analyst

• Manage & Optimize Core Rails: Oversee performance and reliability of existing payment rails
• Build the Future of Payments: Lead discovery and implementation of new payment methods
• AI-Accelerated Execution: Leverage AI tools to draft specifications and analyze data
• Strategic Roadmap: Define long-term payments strategy balancing compliance, partner requirements, and user experience

Product Manager, Senior Product Manager – Payments

Platform Engineer

• Empower engineering teams to build, ship, and operate products faster and more reliably through world-class platform infrastructure.
• Lead critical infrastructure & reliability initiatives: Drive cloud infrastructure architecture, disaster recovery capabilities, high-availability systems design, and compliance-ready infrastructure for a regulated financial services environment.
• Build and lead a high-performing platform team: Manage a team of cloud infrastructure engineers through complex technical challenges while creating clear career growth paths and maintaining a culture of continuous learning and operational excellence.
• Own production operations & site reliability: Ensure exceptional availability and reliability of production systems through proactive monitoring, incident response, performance optimization, and cost efficiency.
• Enable security & regulatory compliance: Implement and maintain infrastructure for industry security standards and regulatory requirements while managing vulnerability remediation and access controls in partnership with our Cyber Security team.
• Drive platform strategy & innovation: Define the technical roadmap for cloud infrastructure, Cloud Infra CI/CD, container orchestration, Infrastructure as Code, and developer infra tooling while leveraging AI and automation to reduce operational toil.

Manager, Platform Engineering

Brand Designer

• Lead the development of compelling visual concepts for both product interfaces and GTM campaigns.
• Manage the end-to-end design process, from ideation to final execution, ensuring high-quality outputs.
• Stay ahead of design trends, implementing best practices to keep KOHO's designs fresh and relevant.
• Infuse creative and technical innovation into the design process by exploring and utilizing AI tools for efficiency and impact.
• Evaluate new technologies and methodologies to enhance the design workflow and user experience.
• Work closely with Product, Marketing and Engineering teams to ensure a cohesive design approach.
• Foster a collaborative design culture that promotes knowledge-sharing and alignment across teams.
• Establish, maintain, and evolve KOHO's brand standards and guidelines to ensure a consistent experience across all channels.
• Ensure the design team balances creativity with brand alignment, protecting KOHO’s identity and values.
• Oversee the quality and consistency of design outputs across product interfaces, communications, and marketing materials.

Senior Brand Designer

• You'll be identifying "unmet needs" for a domain, iterating non-obvious user needs and hypothesis.
• You'll be managing high-impact dependencies and cross-functional execution.
• You'll be building compelling business cases backed by data and economic models.
• You'll be owning the financial goals for your business domain.

Senior Product Manager

Backend Engineer

• Building backend services in Go, working with PostgreSQL and DynamoDB, implementing message-driven architectures with RabbitMQ, and contributing to production systems
• Working on frontend development by making changes to our mobile app (Angular/Ionic), web app (React), and admin tools with support from frontend-focused teammates
• Owning medium to large features from end-to-end, working with senior engineers to design solutions and implementing both the backend and frontend components
• Breaking down epics into manageable stories, identifying technical risks, and working autonomously on most tasks
• Part of the on-call rotation, learning how to monitor and manage features in production using Datadog and other observability tools
• Reviewing pull requests and providing feedback to help other developers learn and grow

Software Developer II – Full-Stack, Backend Focus

• You'll be writing backend code in Go with guidance from senior team members, implementing well-defined features and bug fixes
• You'll be working with PostgreSQL and Dynamo DB
• You'll be learning about message-driven architectures with RabbitMQ and how services communicate
• You'll be making small changes to frontend applications (Angular/Ionic for mobile, React for web) with support from frontend-focused teammates
• You'll be implementing small to medium features end-to-end, following established patterns and receiving code review feedback
• You'll be participating in code reviews to learn from others and improve your skills
• You'll be shadowing on-call rotations to learn production operations before joining the rotation independently
• You'll be breaking down stories into tasks with guidance from more experienced engineers

Junior Software Developer – Full-Stack, Backend Focus

• Lead complex product pipeline builds: Design and develop scalable data pipelines supporting cross-domain product launches in Payments, Credit, and Subscriptions, from scoping through delivery
• Collaborate cross-functionally: Partner with Product Analysts and Product Managers to define data requirements, while analysts continue owning pipelines alongside you
• Build product reporting infrastructure: Create reliable, performant marts and models that power product dashboards and self-service analytics
• Design scalable data models: Apply modeling frameworks (one big table, entity tables, Kimball) tailored to product analytics use cases
• Optimize and monitor: Maintain pipeline health, optimize query performance, and implement data quality monitoring
• Enable the team: Document solutions, establish best practices, and help upskill Product Analysts on pipeline development
• Integrate cross-functional data: Work across domain boundaries to unify product data into cohesive reporting structures

Product Analytics Engineer

Growth Marketing

• Define and own KOHO’s global growth strategy, aligning performance, brand, product growth, and experimentation into a single operating model.
• Lead and scale a cross-functional growth team covering paid acquisition, lifecycle, organic, referrals, affiliates, brand, and offline and OOH media.
• Own all user acquisition channels and their P&L accountability, including paid digital, product-led growth, partnerships, offline, and OOH campaigns, and emerging channels.
• Identify and unlock new growth opportunities, including CRO-related initiatives, new acquisition levers, market expansions, and launches of new products or features, in close collaboration with Product and Finance.
• Identify, evaluate, and drive the adoption of new technologies and platforms across the growth organization, ensuring teams are enabled and aligned to use them effectively to improve execution speed, efficiency, and measurement quality.
• Partner closely with Product, Data, and Engineering to ensure growth initiatives are embedded into product roadmaps and supported by strong measurement and experimentation frameworks.
• Drive advanced analytics and measurement, including CAC, LTV, cohort analysis, attribution, incrementality testing, MMM, and forecasting to inform budget allocation and strategic decisions.
• Translate company-level objectives into clear growth roadmaps, priorities, and execution plans across teams.
• Monitor competitive landscape, regulatory changes, and market trends to proactively surface new opportunities and risks.
• Act as an executive-level owner of growth performance, communicating insights, risks, and opportunities clearly to leadership and stakeholders.