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KOHO

Director, Financial Risk

KOHO

Director managing financial risk strategies and analytics at KOHO. Leading a high-performing team in decision governance and financial risk management.

Posted 6/4/2026full-timeRemote • 🇨🇦 CanadaLead💰 CA$180,000 - CA$240,000 per yearWebsite

About the role

Key responsibilities & impact
  • Manage and mentor a high-performing team of people managers and individual contributors across all Financial Risk domains.
  • Establish and maintain robust decision governance frameworks for key business decisions with Financial Risk impact.
  • Provide "effective challenge" on decisions impacting financial risk.
  • Oversee and recommend the frameworks for assessing and measuring financial risk appetite.
  • Lead governance for financial risk policies including credit policy, across product portfolios.
  • Oversee short- and long-term delinquency and loss forecasting.
  • Collaborate with Finance and Treasury teams in the development and execution of forecasting frameworks for market and liquidity risk.
  • Drive portfolio risk monitoring, reporting, and insight generation.

Requirements

What you’ll need
  • 10+ years of experience in financial risk management, with significant exposure to retail credit risk and/or treasury/financial risk management.
  • Proven experience managing people managers and leading high-performing analytical teams.
  • A Bachelor’s or Master’s degree in a quantitative field (e.g., Mathematics, Statistics, Economics, Finance, Engineering) or equivalent practical experience.
  • Deep understanding of IFRS 9 standards, ECL methodologies, and stress testing frameworks.
  • Familiarity with market and liquidity risk principles.
  • Exceptional analytical and problem-solving skills, with the ability to translate complex data into actionable strategic insights.
  • Strong ability to communicate complex risk concepts to non-technical stakeholders and senior executive leadership.
  • A "builder" mindset—you thrive in cross-functional environments and can effectively influence peers in Product, Finance, and Tech.

Benefits

Comp & perks
  • Competitive compensation & equity
  • Generous vacation + Wellness days + Flex Days + holiday closure
  • Remote-first environment + coworking support + yearly all hands retreat
  • Access to coaching & growth programs
  • Parental top-up & leave policies
  • Comprehensive health benefits
  • Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

ATS Keywords

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Hard Skills & Tools
financial risk managementretail credit risktreasury managementIFRS 9 standardsECL methodologiesstress testing frameworksmarket risk principlesliquidity risk principlesanalytical skillsforecasting frameworks
Soft Skills
mentoringleadershipanalytical problem-solvingcommunicationinfluencingcollaborationstrategic insight generationdecision governanceeffective challengebuilder mindset