Business Banking Underwriter IV – Practice Finance
Huntington National Bank
full-time
Posted on:
Location Type: Hybrid
Location: Columbus • Mississippi • Missouri • United States
Visit company websiteExplore more
Salary
💰 $70,000 - $140,000 per year
About the role
- Responsible for the evaluation and underwriting of Business Banking Healthcare/SBA/USDA loan applications to determine credit worthiness and compliance to Huntington lending and SBA/USDA policies.
- Reviews and analyzes all customer financial information to ensure sound credit decisions are made.
- Documents the detail and requirements of loan decisions, including conditions to close.
- Effectively communicates and acts as a liaison to internal customers to resolve business lending issues.
- Completes decisions in a timely manner.
- Maintains knowledge of Huntington lending policies, risk rating requirements and compliance standards.
- Provides coaching and guidance to bankers in the field regarding sound lending practices and managing credit risk.
- Must be capable of working independently on larger, complex credit requests.
- Adheres to bank policies and procedures and complies with legal and regulatory requirements.
- Provides management team with mentorship support for other underwriters or credit analysts within designated group.
- Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
- Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
- Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.
Requirements
- Bachelor's Degree
- Minimum 7 years of experience analyzing and underwriting loans for business/commercial clients.
- Experience with SBA or other government guaranteed loan programs
- Formal credit training preferred.
- Excellent customer service skills, highly motivated, focused and goal oriented
- Excellent written and verbal communication skills, including professional grammar and demeanor
- Strong organizational skills with attention to detail, planning and follow-up
- Ability to build and expand quality internal and external customer relationships.
Benefits
- health insurance coverage
- wellness program
- life and disability insurance
- retirement savings plan
- paid leave programs
- paid holidays
- paid time off (PTO)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
loan underwritingcredit analysisrisk managementcompliance standardsSBA loan programsgovernment guaranteed loansfinancial analysiscredit training
Soft Skills
customer servicecommunicationorganizational skillsattention to detailplanningrelationship buildingmentorshipindependent workgoal orientedproblem solving
Certifications
Bachelor's Degree