Ford Motor Company

Lead FICO Platform Developer

Ford Motor Company

full-time

Posted on:

Origin:  • 🇮🇳 India

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Job Level

Senior

Tech Stack

JavaPythonSQL

About the role

  • Manage and administer FICO systems platform, including scorecard implementation, rules configuration, and system optimisation
  • Translate business requirements into FICO configurations, develop new decision strategies, and implement credit risk origination strategies
  • Utilise FICO's built-in testing capabilities to validate rule changes, scorecard implementations, and system configurations before deployment
  • Create and maintain reports to evaluate system performance, monitor scorecard effectiveness, and support champion/challenger testing strategies
  • Work closely with Risk, IT, and Business teams to enhance credit risk processes and ensure regulatory compliance
  • Interface with FICO technical teams and manage platform relationships to ensure Ford Credit requirements are met
  • Lead multiple large-scale projects within aggressive timelines, managing stakeholder expectations and delivering high-quality solutions
  • Identify opportunities to improve decision system effectiveness and efficiency within the automotive lending context
  • Engage and communicate effectively with project stakeholders and their teams to actively participate in key projects & initiatives
  • Support transition from external FICO professional services to in-house scorecard implementations, rules configurations, and platform administration

Requirements

  • OVERALL 5+ years experience working with decision systems platforms (FICO systems, Provenir, SDS/PowerCurve, etc.)
  • Programming proficiency in Python, SAS, or SQL (multiple languages advantageous)
  • Advanced coding skills in R, Python, Java, or SQL
  • System testing expertise: Proficiency with testing capabilities within decision management platforms
  • STEM degree (Mathematics, Statistics, Computer Science, Engineering) or equivalent experience
  • Knowledge and understanding of analytical model development, credit bureau data, and financial services
  • Knowledge of lending landscape and various in-house and outsourced systems, applications & services used by Decision Systems
  • Strong analytical, problem-solving and organisational skills with attention to detail
  • Ability to work and adapt in fast-changing environment with tight delivery timelines
  • Ability to manage multiple large-scale projects
  • Strong verbal and written communication skills
  • Able to network and build strong relationships with internal and external peer groups
  • Desirable: FICO systems experience; Automotive finance or consumer lending background; Experience with regulatory compliance requirements (FCA, PRA guidelines); Knowledge of Ford Credit or automotive manufacturer finance operations; Previous experience transitioning from vendor-managed to in-house platforms; Champion/challenger testing methodology experience