Forbright Bank

Financial Planning and Analysis

• Assist annual budgeting process and rolling quarterly forecasting process, and annual capital stress testing and capital planning activities
• Lead monthly/quarterly reporting including variance analysis
• Provide forecasting and analytical support for lending teams including funds transfer pricing, business unit & customer level profitability, performance metric development, and other ad-hoc reporting needs
• Ensure a positive, collaborative work environment
• Ensure the Company’s compliance with US GAAP and Regulatory guidance
• Follow and recognize economic, regulatory, and other trends to determine potential impacts to forecasting and bank financial performance
• Maintain a strong internal control environment in accordance with SOX 404
• Identify and implement solutions that improve Company performance
• Perform other duties as assigned

Senior Manager, Financial Planning & Analysis

Manager

• Primary point of contact for loan owners for performance-related inquiries.
• Develop and continue to refine automated analysis of metrics to identify trends and opportunities unique to each counterparty; monitor and track all historical loan owner metrics in a centralized database or dashboard.
• Generate, review, and deliver monthly servicer reports to stakeholders in a timely manner. Ensure accuracy of all reporting and investor data while continuously working towards process improvement.
• Build out and manage a suite of financial models related to existing transaction performance, asset pricing, loan performance, and other key metrics.
• Discuss and strategize on potential servicing terms and amendments
• Create and maintain databases/lists including investor lists, transaction comparables, and data/performance.
• Manage day-to-day communication and due diligence requests from capital partners.
• Analyze and report on the performance of asset-backed transactions; propose customized remediation measures for managed portfolios to improve performance based on trend analysis.
• Maintain surveillance of the performance of ABS trusts and off-balance sheet portfolios and compile a dashboard with monthly trends.
• Collaborate with Servicing (and loan owners, where applicable) to review and recommend targeted action to improve performance.
• Assist members of the Capital Markets team with live transactions, including asset-backed securitizations, warehouse partnerships, and forward flow loan sales.
• Assist with the prospecting and development of various lending partnerships, including ABS warehouse facilities and forward flow programs
• Review deal Credit and Security Agreements and Term Sheets in conjunction with legal teams.
• Perform other duties as assigned.

Capital Markets Manager

Financial Crime

• Investigate accounts and customers alerted by the Bank’s BSA/AML systems for money laundering and other criminal activities using internal systems, transaction analysis, and open source research
• Perform initial due diligence reviews and KYC new account review controls monitoring processes
• Produce well-written narratives to disposition results of alert investigations and escalate unusual activity identified for additional review
• Monitor and respond to inquiries sent through department email inboxes and JIRA workflows
• Assist with the generation and submission of CTRs to FinCEN as needed
• Exercise discretion and independent judgment regarding potentially suspicious activity in order to maintain confidentiality
• Act as a BSA, AML and OFAC subject matter expert to identify process improvements, respond to inquiries from internal business lines, and suggest content for various training initiatives
• Collaborate with the BSA/AML team through participation in round tables, staff meetings, and training
• Participate in the development, maintenance, and updating of the team procedures
• Perform other duties as assigned

BSA-AML Alert Analyst

Administration

• Oversee the functions of the Loan Administration team
• Design and implement process enhancements and technology solutions
• Identify opportunities for, manage project timeline for, and implement additional loan administration functions within the team
• Develop and maintain procedure documentation and controls
• Ensure internal compliance with regulatory requirements
• Identify and evaluate potential technology vendors
• Manage pipeline of loan administration-related technology requests and determine priorities
• Maintain working relationship with lending team partners
• Supervise, mentor, coach, and serve as a role model for Loan Administration staff
• Perform other duties as assigned

VP, Loan Administration Manager

Software Engineer

• Design, implement, optimize, and maintain customer user journeys across SFMC and Segment
• Support segmentation strategies to deliver personalized marketing campaigns and customer interactions
• Own A/B testing and product analytics, leveraging data insights to improve marketing performance
• Collaborate with cross-functional teams, including marketing, product, business management, and external vendors to ensure project success
• Maintain and troubleshoot technical issues, including routinely testing of all Martech capabilities for ease of use, speed and performance, including fixing any issues or bugs that arise
• Manage data integrations by defining and building APIs, handling JSON formatted data, and implementing integrations within an event-driven architecture
• Develop and maintain internal technical documentation
• Develop proof-of-concept (POC) solutions to validate technical feasibility
• Collaborate with stakeholders to gather requirements and implement platform enhancements
• Stay current with emerging digital trends and evaluate their potential impact
• Ensure compliance with regulatory requirements and industry standards for digital banking
• Perform other duties as assigned

Senior Manager, Martech Developer, Digital Banking

Vice President

• Serve as a technical lead for complex software projects, setting standards for code quality, architecture, and best practices
• Design, develop, and maintain solutions across cloud and on-premises systems, leveraging AWS Cloud, Confluent Kafka, Node.js, React, Typescript, Postgres, and other modern technologies
• Work closely with IT, Operations, Business Units, vendors, and partners to define integration requirements and deliver scalable solutions
• Mentor and coach engineers on integration patterns, code reviews, troubleshooting, and professional growth
• Drive the evolution of integration architecture and patterns; evaluate and recommend new technologies, frameworks, and tools to improve integration efficiency and reliability
• Ensure integration solutions meet security, compliance, and performance standards
• Contribute to technical documentation and promote knowledge sharing within the team
• Participate in incident response and root cause analysis for integration issues
• Monitor and evaluate the performance of integration solutions, making recommendations for improvement as necessary
• Perform other duties as assigned

AVP, Systems Integration, Digital Banking

DevOps Engineer

• Understand the end-to-end flow across applications at a business level
• Ensure the reliability, availability, and performance of applications in production
• Own the automation of repetitive tasks and resolution of systematic issues
• Investigate new ways to improve operations and define new solutions to solve technically complex systems issues
• Identify and deliver green-field engineering solutions for issues based on root cause analyses
• Build applications with stability and resiliency from their first stages
• Help shape incident management and drive tactical and strategic solutions
• Lead by evangelizing the SRE mindset to other teams
• Partner with non-technical stakeholders to understand business objectives and provide appropriate solutions
• Partner closely with banking teams and enterprise functional teams to develop deep understanding of how applications work
• Learn from industry leaders, distinguished engineers and banking professionals
• Perform other duties as assigned

Senior Engineer, Site Reliability Engineering, Digital Banking

General Counsel

• Interact with and correspond with external parties, including regulators
• Oversee strategy and manage outside counsel in handling litigation, routine subpoenas, and government subpoenas and investigations
• Work with Deputy General Counsel and other members of the Legal team to provide risk assessments and form appropriate litigation strategy
• Maintain legal files and litigation summaries
• Analyze and respond to various legal correspondence, including attorney demand letters
• Manage escalated consumer complaint responses
• Collaborate cross-functionally with Compliance/Licensing, Operations, Servicing, and other groups to advise on federal and state consumer regulatory compliance, including state and federal privacy law
• Present on compliance, legal, and complaint matters, as requested
• Ensure timely identification, mitigation, and resolution of existing and emerging legal issues and risks, and escalating appropriate issues as needed
• Support the continuous improvement of the Company's legal processes
• Keep informed of industry-specific regulations to ensure that appropriate risk management strategies are in place
• Assist with NDAs, service level agreements, and other types of commercial agreements
• Perform other duties as assigned

Senior Counsel / Associate General Counsel

Underwriter

• Work closely with the AVP's and VP's of the Healthcare Lending Division to grow the Healthcare Lending business
• Assist AVP's and VP's with analyzing, evaluating, structuring, documenting, and closing loan opportunities
• Analyze potential direct loan origination opportunities and loan participation opportunities to providers of healthcare services and owners of healthcare real estate
• Model financial projections and run sensitivity analyses to assess a firm’s potential to repay its loan under various economic scenarios
• Perform financial due diligence on target companies
• Prepare loan investment approval write-ups to present to the Bank’s credit committee
• Coordinate investment closings with Operations team
• Work with Portfolio Management team to monitor and track the financial performance of companies in the loan portfolio and prepare performance update memorandums
• Periodically assist with monitoring and managing borrower relationships after closing of transactions
• Perform other duties as assigned

Associate / Senior Associate, Underwriting, Healthcare Lending

Analyst

• Assist in the assessment of credit risk for specific loans, ensuring that asset quality remains strong, and executing strategies to limit the risk of loss
• Monitor and analyze operating performance, financial condition, and credit risk for assigned borrowers to proactively identify issues and resolve problems in a timely and effective manner
• Manage day-to-day borrowing activity of assigned asset-backed loans (ABL) pursuant to Bank policies and procedures
• Perform analysis on financial reporting provided by borrowers, tracking the trends and developments which may impact loan performance
• Model financial projections to assess a borrower’s ability to repay its loan under various economic scenarios
• Work with the underwriting team as needed to prepare loan modification memorandums to present to the loan committee
• Assist in the management of client relationship ensuring an appropriate balance of client-centric service while managing and adapting to changes in the borrower’s risk profile
• Communicate with clients and the lending team in an organized, thoughtful, and timely manner
• Prepare appropriate and timely reporting to senior management on borrower performance, effectively communicating identified credit risks and recommended actions in compliance with the Bank’s internal procedures and guidelines
• Lead drafting of risk ratings, criticized asset management, and review processes for assigned loans
• Actively manage upcoming loan maturities, past dues, and credit quality in conjunction with the lending team to support ongoing due diligence and credit monitoring efforts
• Assist with the training and development of Analysts including leading the day-to-day training
• Manage documents, communications, and work in accordance with company policies and department procedures
• Perform other duties as assigned

Senior Analyst/Associate, Portfolio Management, Healthcare Lending

Product Manager

• The SVP, Senior Product Manager is responsible for the lifecycle of their assigned products and services, including developing, designing, implementing, promoting, and owning deposit, treasury management and payments products.
• This role is responsible for the development, testing, pricing/billing, execution and support of Deposit, Treasury Management, and Payments products.
• Duties and responsibilities include translating business strategy into product strategy, owning the product roadmap, executing product strategy, planning and carrying out product launches, providing product marketing with insights, defining product requirements, vendor selection, analyzing and improving products, maintaining relationships with bank partners, understanding core systems, vendor due diligence, pricing, analytics, training, staying current with industry trends, assisting with prospect/client meetings, and more.