General Accounting Manager
Marmon Holdings, Inc.
Salary
💰 $180,000 - $200,000 per year
Job Level
Lead
About the role
- Directly underwrite applications to assess business creditworthiness using customer financial documents and third-party data such as commercial credit bureau reports.
- Actively review and validate underwriting decisions made by team members, supplying constructive feedback and coaching to enhance skills and decision-making.
- Employ sophisticated methodologies to identify credit risks and prevent fraud within the underwriting process.
- Develop and refine underwriting policies aligned with Flex’s strategic goals to maintain low default probabilities.
- Mentor and lead the underwriting team, fostering continuous learning, innovation, and accountability.
- Collaborate with cross-functional teams to streamline underwriting processes and contribute to business objectives.
- Work with Portfolio Management, Analytics, and Strategy to create an efficient lifecycle view of the credit portfolio to maximize customer lifetime value.
- Report to the Chief Risk Officer and perform both strategic and hands-on underwriting duties.
Requirements
- A minimum of 10 years of relevant experience, including 5+ years in a management role with hands-on underwriting responsibilities.
- Experience in the Fintech space a strong plus.
- Expertise in financial analysis and credit underwriting principles.
- Experience assessing creditworthiness using customer-supplied financial documents and third-party data (e.g., commercial credit bureau reports).
- Proven experience actively underwriting and guiding underwriters through complex credit scenarios.
- Strong leadership skills with the ability to balance strategic oversight and direct operational involvement.
