Underwriter

• Directly underwrite applications to assess business creditworthiness using customer financial documents and third-party data such as commercial credit bureau reports.
• Actively review and validate underwriting decisions made by team members, supplying constructive feedback and coaching to enhance skills and decision-making.
• Employ sophisticated methodologies to identify credit risks and prevent fraud within the underwriting process.
• Develop and refine underwriting policies aligned with Flex’s strategic goals to maintain low default probabilities.
• Mentor and lead the underwriting team, fostering continuous learning, innovation, and accountability.
• Collaborate with cross-functional teams to streamline underwriting processes and contribute to business objectives.
• Work with Portfolio Management, Analytics, and Strategy to create an efficient lifecycle view of the credit portfolio to maximize customer lifetime value.
• Report to the Chief Risk Officer and perform both strategic and hands-on underwriting duties.

Director of Underwriting

Lead Credit Portfolio Consultant – Merchant Underwriting

Underwriting Trainer

AVP Underwriting – E&O

Underwriting Consultant, Inland Marine

Underwriting Trainer