First Circle

Associate

• Source and close new funding relationships inside target cost of funds
• Maintain and build a funnel of debt and equity investors
• Prepare clear, concise marketing materials to communicate with internal decision-makers and external investors, including pitch decks, teasers, and data rooms
• Support the structuring and execution of debt facilities and securitisations, working alongside legal counsel and lenders
• Own investor reporting and covenant compliance, ensuring accurate and timely delivery to funding partners
• Build and maintain financial models for facilities, structures, and scenario analysis
• Own negotiation of term sheets and facility agreements
• Build systems and processes that scale the capital markets operation

Senior Associate – Capital Markets

Business Analyst

• Credit Evaluation: Evaluate SME loan applicants’ creditworthiness using financial statements, credit reports, and other relevant data.
• Risk Assessment: Assess borrower risk profiles by identifying key risks, mitigating factors, and overall financial strength.
• Due Diligence & Compliance: Conduct due diligence to ensure compliance with regulatory requirements, company policies, and credit standards.
• Cross-Functional Collaboration: Work with cross-functional teams to gather information and build a full understanding of borrowers’ businesses and financial positions.
• Credit Decisioning & Portfolio Monitoring: Prepare credit recommendations, maintain accurate loan records, monitor existing borrowers, and help improve underwriting processes and systems.

Risk Operations Analyst, Business Fresh Graduates

Account Manager

• Client Relationship Management: Build and maintain strong relationships with SME owners, serving as their primary point of contact.
• Needs Assessment & Financial Advisory: Understand clients’ financial goals and recommend suitable financing solutions.
• Portfolio Management & Client Retention: Manage a portfolio of clients to ensure satisfaction, loyalty, and long-term engagement.
• Business Development: Proactively identify upselling, cross-selling, and growth opportunities while staying informed on market and competitor trends.
• Service Excellence & Collaboration: Deliver exceptional customer service, resolve issues efficiently, and coordinate with cross-functional teams to ensure seamless product and service delivery.

Relationship Manager

Support Engineer

• Serve as the point of contact for escalated customer support issues via email, chat, phone, or ticketing system.
• Analyze customer support data to identify trends, root causes, and opportunities for process improvement.
• Track key performance indicators (KPIs), including response times, resolution rates, and customer satisfaction scores.
• Collaborate cross-functionally with Product, Engineering, and Operations teams to resolve customer issues and drive improvements.
• Develop and maintain comprehensive documentation for support procedures and training materials.
• Monitor and report on customer feedback to inform product and service improvements.
• Participate in system and process audits to ensure adherence to quality standards.
• Assist with onboarding and training of new support team members as needed.

Business Support Analyst

Financial Planning and Analysis

• Information scraping and encoding of client-submitted documents
• Encoding large volumes of data with speed and accuracy
• Quality checks on encoded data (spotting discrepancies in numbers, and repairing / editing spotted errors)
• Storing of files systematically
• Running of credit checks
• Other tasks in relation to daily operations

Senior Associate – Capital Markets

Risk Operations Analyst, Business Fresh Graduates

Relationship Manager

Business Support Analyst

Risk Operations Support, Finance Graduates 2025/2026