Euronet

Analyst

• Monitoring trades awaiting balance and other open positions – liaising with clients on settlements and close outs.
• Performing trades when requested by client or when client is in default (principally close-outs, rollovers and top-ups)
• Dealing with any issues arising from currency conversions.
• Managing debtors – authorizing write-offs where collection is unlikely or the debt is uneconomic to pursue. Referring other cases to solicitors and liaising on recovery action.
• Carrying out credit reviews for corporate clients and setting security payment terms in line with the credit policy, escalating to adequate tiers where applicable.
• Identifying any credit policy breaches and reporting to senior management where appropriate.
• Management Reporting – reporting on open positions, company exposure, product profitability, etc.
• Financial systems – monitoring changes to the in-house systems to ensure that there is no negative impact on existing functions. Reviewing processes and systems to improve efficiency
• Chase Dealing desks and/or call clients who are required to make settlements or place deposits with the business.
• Set security payment terms for clients.
• Escalate credit sign offs to upper tiers if outside authority limits.
• Monitor clients who have special security payment terms for call levels.
• Evaluate when to chase clients for variation security payments.
• Contact clients regarding late settlement or those who have requested to close out and explain the process and their options.
• Make decisions to write off debtor balances where collection is unlikely in line with policy and refer debtor cases to Collection Agencies, including managing preparation for court cases.
• Prepare and distribute the necessary MI.
• Deal with issues arising from currency conversions and correspond with the client and their bank if required.
• Speak to Dealers regarding any credit policy breaches and make sure they produce an incident report. Follow up with Senior Management if required.

Credit Analyst