Efí Bank

Financial Planning and Analysis

• Lead and integrate the controllership areas, such as Pricing, FP&A, ALM and Investment Back Office, ensuring strategic, operational and technical alignment across teams;
• Ensure the quality, consistency and integrity of financial and management information to support the institution's strategic and operational decisions;
• Support capital and financial risk management, promoting a balance between profitability, liquidity, solvency and long-term sustainability;
• Oversee the financial planning, budgeting and forecasting process, ensuring adherence to strategic targets and visibility on variances;
• Ensure correct pricing of financial instruments in accordance with market practices, accounting standards and regulatory requirements;
• Monitor the execution and settlement of investment operations, ensuring operational efficiency, risk mitigation and compliance;
• Interact with business areas, risk, accounting, treasury and executive management, acting as a link between financial performance and institutional strategy;
• Develop people and processes, promoting a culture of high performance, continuous improvement, innovation and governance;
• Serve as a technical and strategic reference in financial management, anticipating risks and opportunities that impact the organization's results;
• Prepare and present analyses, reports and financial performance dashboards to enable data-driven decision making.

Finance Manager

Manager

• Lead the development, implementation and ongoing review of credit policies and models, ensuring alignment with the company’s growth strategy.
• Monitor credit approvals and credit operations, ensuring adherence to policies, risk control and portfolio sustainability.
• Track area performance indicators, proposing adjustments and course corrections when necessary.
• Assess the impacts of changes to credit policies, models or strategies, performing analyses and forecasts to support decision-making.
• Serve as the organization’s primary technical authority on credit, influencing decisions that affect risk, growth and business profitability.
• Coordinate and integrate stakeholders across credit, operations and collections, ensuring alignment between strategy and execution.
• Participate in credit and operations committees, contributing analyses and strategic guidance.
• Lead the credit team, delegating responsibilities, monitoring performance and promoting the team’s technical and behavioral development.
• Contribute to the definition and evolution of products, processes and initiatives involving credit operations.

Finance Manager

Credit Manager