Echo

Analyst

• Conduct credit analysis of counterparties (B2B) for energy commercialization transactions, assessing financial, sectoral and governance risk.
• Build, maintain and enhance the internal rating methodology (criteria, scorecards, weights, triggers, overrides and audit trail).
• Define and review credit limits, commercial terms (tenor, prepayment, collaterals/mitigants) and recommendations for approval by committees.
• Monitor exposure and concentration by counterparty/economic group, with a consolidated view (CNPJ root, parent companies, guarantors and related parties).
• Implement monitoring routines (watchlist) and risk early warnings: downgrades, material events, financial deterioration, news, protests/legal actions, corporate changes and critical indicators.
• Structure and govern credit and counterparty databases: master data, historical ratings, limits, exposures, guarantees and events, ensuring data quality and traceability.
• Automate and standardize update routines and reports (Power Query/SQL/Excel), reducing manual effort and increasing data reliability.
• Develop management reports and dashboards (Excel/Power BI) with risk KPIs: rating migration, limit utilization, concentration, top exposures, review aging, delinquency/default (when applicable).
• Prepare executive materials and concise opinions for decision forums (credit/risk committee/board), supporting recommendations with data and technical rationale.
• Work in partnership with Commercial/Trading/Legal/Treasury to support decision-making, suggesting risk mitigants and protective contract clauses when necessary.
• Support the definition and review of credit policies, procedures and governance (authority matrix, review cadences, documentation and internal controls).
• Strong experience with B2B/counterparty credit, economic-financial analysis and limit setting (preferably in energy, commodities, trading, financial services or capital-intensive industries).
• Practical experience in building/applying internal ratings, score models and risk classification criteria (with governance discipline and documentation).
• Proficiency in financial statement analysis (Balance Sheet, Income Statement and Cash Flow Statement), capital structure, liquidity, leverage, covenants and quality of cash generation.
• Ability to structure data and processes: advanced Excel (pivot tables, functions, modeling), Power Query; SQL for data extraction and processing is a strong differential (Python/R as a plus).
• Experience creating reports and dashboards (Power BI preferred), focused on actionable indicators and executive insights.
• Ability to consolidate information by economic group (CNPJ root, subsidiaries/associates), work with diverse data sources and ensure master data consistency.

Senior Credit Analyst

Procurement

• Support the Procurement team in analyzing quotes and proposals.
• Monitor orders, deadlines, and deliveries, providing support for the management of the purchasing process.
• Update spreadsheets and dashboards, ensuring reliable data for decision-making.
• Contribute to the mapping and improvement of internal processes.
• Assist in communications with suppliers and internal stakeholders.
• Help organize documents, contracts, and records in the ERP.

Renewable Procurement Intern

• Support market and credit risk management activities in the Energy Commercialization Risk area.
• Monitor energy market risk exposure and results (mark-to-market and profit/loss).
• Support the development and implementation of improvements to activities and methodologies used for calculating energy market risk.
• Follow developments in energy trading platforms (BBCE and N5X) and participate in sector meetings on the subject.
• Update the department reports and assist in developing reports in Power BI.
• Credit Risk Management: monitor credit limits for energy commercialization operations and assess counterparties' credit quality.
• Support compliance with the Energy Commercialization Risk Management Policy.

Risk Analyst – Energy Commercialization (Mid-level)

Collections

• Make proactive contact with delinquent customers via phone, e-mail and WhatsApp to negotiate overdue receivables, defining the best payment conditions including settlements, installment plans, extensions and other payment alternatives, seeking balance between the company’s and the customer's interests
• Calculate fees, fines, interest, installment plans and settlements, offering appropriate solutions and conducting collections in an ethical and customer-friendly manner
• Monitor overdue payments and ensure compliance with agreed settlements, guaranteeing receipts occur as negotiated
• Act proactively in portfolio management, anticipating risks and proposing actions to prevent or minimize delinquency
• Record, update and maintain a complete history of customer interactions in collections management systems, ensuring traceability of negotiations and payment statuses
• Prepare and follow up on collection notices and supply disconnection notifications according to contractual and regulatory rules, including interaction with energy distributors and the CCEE, ensuring compliance with deadlines and regulatory requirements
• Monitor disconnection and reconnection processes and operational impacts resulting from delinquency, ensuring alignment with internal departments and external stakeholders
• Identify delinquency patterns and root causes, proposing improvements, automations and adjustments to collections processes to drive operational efficiency and continuous improvement
• Prepare presentations and participate in board-level meetings, and produce weekly and monthly reports on collections and receivables performance for senior management, the commercial area and other company departments, including critical analysis, metrics and action plans
• Generate, update and maintain collections reports, KPIs and dashboards, tracking operational performance and supporting decision-making
• Build and maintain close relationships with the commercial team and support areas (Legal, Accounting, CX, Backoffice), promoting an integrated approach to reduce delinquency
• Monitor the evolution of the Provision for Losses (PECLD), working on key overdue cases to mitigate impacts on results and ensuring data integrity in the Accounts Receivable accounting close
• Support management and the team in the development, review and monitoring of policies, including defining and maintaining the automated collection workflow
• Execute and monitor payment posting routines in the system, perform bank reconciliations, support accounting close activities and assist with internal and external audits.

Senior Credit Analyst

Renewable Procurement Intern

Risk Analyst – Energy Commercialization (Mid-level)

Collections Analyst, Mid-level