DJH

Commercial Funding Manager

DJH

full-time

Posted on:

Location Type: Hybrid

Location: Stoke on Trent • United Kingdom

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About the role

  • Engage with clients to understand their needs and objectives, then approach the market to source, structure, negotiate, and secure approval for a range of facilities, including working capital, commercial property, asset finance, and cash flow finance.
  • Develop and maintain a network of funders, understanding their target market and applying this knowledge and understanding to satisfy client needs.
  • Evaluate the needs of a businesses, meeting these needs with effective funding solutions and clearly communicating these options, allowing decision makers to make informed decisions across a range of funding solutions.
  • Be responsible for building relationships and working collaboratively across our network of offices.
  • Share your knowledge of the SME funding market by mentoring & stretching the development of others, whilst also investing in opportunities for your own personal development.
  • Manage multiple funding processes from start to finish managing client expectations through to a timely completion.
  • Ensure compliance with mandatory Risk policies and procedures relating to governance, regulatory compliance operational and legal risk.

Requirements

  • Have experience working in an SME Banking environment, maybe as a relationship manager or a business development background.
  • Have a passion and strong understanding of business funding.
  • Have an ability to assess funding options gained from experience ideally within a banking or similar corporate finance environment.
  • Hold the necessary credit skills to analyse businesses and loan requests to identify key issues and develop appropriate solutions.
  • Hold strong relationship skills, including the ability to convey and explain information coherently in both oral and written formats.
  • Be able to create positive relationships both with external professionals, funders & solicitors.
  • Have an ability to challenge management teams to achieve optimum outcomes.
  • Be capable of analysing profit and loss, balance sheet and cashflow statements (integrated models) and challenge assumptions ensuring they are fit for funder submission.
  • Demonstrate excellent Microsoft Office skills (Excel, Word, PowerPoint)
  • Be an ambitious and hard-working self-starter.
  • Thrive in a collaborative and progressive environment.
  • Love getting to know people with fantastic communication skills.
  • Be flexible to travel as required to other offices and/or events.
Benefits
  • Competitive salary
  • Generous holiday allowance with the ability to buy up to 5 extra days, have your birthday off and a volunteer day
  • Flexible hybrid working
  • Salary sacrifice car scheme
  • Tailored learning and development
  • Company pension
  • Health MOTs
  • Mental health support
  • A fully loaded wellbeing, social & community calendar.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
business fundingcredit analysisfunding solutionsprofit and loss analysisbalance sheet analysiscash flow analysisrisk managementregulatory complianceloan request analysisSME banking
Soft Skills
relationship managementcommunication skillscollaborationmentoringproblem-solvingself-starterflexibilityclient engagementdecision-makinganalytical thinking