Clair

Compliance

• Own and manage the licensing portfolio, including tracking deadlines, coordinating state renewals (lending, money transmission, and related licenses), preparing filings and reports, and maintaining accurate licensing records
• Lead audit readiness and support internal and external audits and regulatory examinations, including organizing documentation, responding to auditor requests, and tracking findings and remediation
• Maintain and continuously improve the compliance management system (CMS), including policies, procedures, training logs, risk assessments, and monitoring and testing programs
• Conduct and oversee third-party vendor risk assessments and ensure ongoing monitoring meets regulatory standards and internal policy requirements
• Review and approve customer-facing materials and marketing collateral for compliance accuracy, required disclosures, and alignment with UDAAP principles
• Assist with ad hoc compliance requests from our Partner Bank and serve as an effective point of contact for Partner Bank stakeholders on compliance matters
• Monitor regulatory updates and communicate key changes and compliance implications to relevant internal stakeholders
• Provide practical compliance guidance to Product, Marketing, and Operations on new initiatives and cross-functional projects

Senior Compliance Analyst

General Counsel

• Serve as a primary legal advisor on product counseling matters, providing practical regulatory guidance on new product features, partnerships, and go-to-market strategies
• Advise on consumer financial protection laws, including UDAAP, fair lending, state licensing requirements (lending, money transmission), and other applicable federal and state regulations
• Support all aspects of the compliance management system (CMS), including policies and procedures, training, monitoring, and corrective action
• Review and approve customer-facing materials and marketing collateral for regulatory accuracy and required disclosures
• Assist with third-party and vendor risk management, including review of vendor contracts and oversight programs
• Support licensing portfolio management, including tracking deadlines, coordinating renewals, and preparing regulatory filings
• Assist with internal and external audits and regulatory examinations, including document preparation and response coordination
• Liaise with our Partner Bank on compliance-related matters and communicate effectively with Partner Bank stakeholders
• Monitor regulatory developments and translate legal changes into actionable guidance for internal teams

Regulatory Counsel

Growth Marketing

• Serve as a day-to-day point of contact for our platform partners. You’ll answer their questions, troubleshoot operational issues, and ensure they have everything they need to succeed.
• Assist in the complex process of launching new partners. You’ll help track project timelines, coordinate with our Product/Engineering teams, and ensure a smooth "Go-Live."
• Use Excel and internal dashboards to track partner metrics (adoption rates, user activity). You’ll prepare monthly or quarterly business reviews (QBRs) to show partners the value Clair is driving for them.
• Support the senior Partnerships team by conducting market research, preparing pitch decks, and maintaining our CRM (Salesforce/HubSpot) data quality.
• Proactively identify bottlenecks in how we manage partners and suggest better workflows or tools to fix them.
• You will be the voice of the partner internally. If a partner reports a bug or requests a feature, you’ll work with Product to get it prioritized.

Growth Associate

Customer Support

• Answer questions over phone, text, and email, acting as a first line of support to our users, providing exceptional customer service in every interaction
• Become a product expert, understanding deeply everything from Clair’s signup process, our wage advance (EWA) and repayment products- for someone that wants a crash course in fintech, this is the role!
• Learn the ins and outs of earned wage advance support, expanding your knowledge of the on-demand pay space
• Work closely with a fantastic group of people invested in Clair’s users and Clair’s mission

Customer Support Representative, Part-Time

Engineering Manager

• Directly manage, coach, and grow a team of high-performing engineers. You will conduct impactful 1:1s, guide career development, and ensure your team feels valued and recognized.
• Bring exceptional organizational skills to our engineering operations. You will identify bottlenecks, improve documentation standards (like PRDs), and create clear, lightweight processes that speed us up rather than slow us down.
• Actively monitor team workloads to ensure we are delivering high-quality work sustainably, guarding against burnout and maintaining healthy boundaries.
• Act as a bridge between Engineering, Product, Design, Data, Care, and more. You will ensure context is shared transparently and that decisions don't get lost in silos.
• Encourage your team to experiment with AI and new tooling to solve complex problems more efficiently. Advocate for time to be invested into Engineer-led initiatives that may not be part of the core product roadmaps.

Senior Engineering Manager

Data Scientist

• Develop and maintain credit risk and repayment models that directly power Clair’s underwriting and decision systems.
• Design and engineer predictive features using transaction-level data, including the prediction of user income flows, spending, and repayment behaviors.
• Collaborate with engineering teams to deploy, monitor, and optimize models in production environments using AWS and Snowflake ML Platform.
• Build prototypes of new modeling methodologies and present them to stakeholders for evaluation and feedback.
• Investigate and analyze credit performance, identifying root causes of model drift or unexpected repayment behavior.
• Partner cross-functionally with product, risk, and engineering teams to turn data insights into product improvements and credit strategy refinements.
• Communicate technical concepts clearly to both technical and non-technical audiences.
• Stay current on best practices and emerging techniques in credit modeling, explainable AI, and financial ML systems.

Applied Data Scientist

Senior Data Scientist, Credit Underwriting

Data Analyst

• Leverage data to drive user growth, identify trends, and influence product and business decisions
• Partner with business stakeholders across the organization to answer questions and test hypotheses
• Define and manage key metrics that inform strategic product, growth, and operational decisions, ensuring alignment with business goals
• Put data at the fingertips of stakeholders and enable them to independently explore and utilize data
• Build efficient data ingestion and transformation pipelines
• Develop intuitive dashboards, memos, slides, and other visualizations that tell stories and inspire action
• Collaborate to brainstorm ideas, verify analyses, and review the work of your peers to ensure accuracy and quality

Senior Data Analyst, Product Insights

Financial Planning and Analysis

• Build, maintain, and defend Clair’s consolidated operating model
• Run the annual budget process end-to-end. Bottoms-up plans with every department, reconciled to top-down targets
• Maintain weekly rolling forecasts. You’re the first person to know when something is off and you turn that into action, not just insight
• Variance analysis that says something. Not "Revenue was $50K below plan" but "Revenue was $50K below plan because partner X’s conversion dropped 15% after their app update, and here’s what we should do"
• Own the reporting cadence: monthly reviews, QBRs, board materials
• Build the models behind fundraising: investor decks, data rooms, due diligence answers
• Model new product economics before we build anything. What are the unit economics? What’s the break-even?
• Pricing and take-rate analysis for new and existing partnerships
• Be the VP of Finance’s go-to analytical partner on big-picture questions
• Product team says engagement is up. Partnerships says a new population is onboarding. Data science says default rates are shifting. You’re the one who turns those inputs into a coherent financial picture
• Translate model outputs into plain English for people who don’t live in spreadsheets
• Make sure the model matches reality. Partner with accounting on close. If actuals and forecast diverge, figure out why
• Build processes that scale. Automate the stuff that should be automated. Know when a human needs to look at the number. Evolve our processes and tools to be AI-native and generating maximum operating leverage
• Own the tooling: Pigment, dashboards, reporting infrastructure