Central Payments

In-House Legal Counsel

Central Payments

full-time

Posted on:

Location Type: Hybrid

Location: Sioux Falls • South Dakota • United States

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About the role

  • Provide timely legal advice on banking, payments, corporate governance, and consumer compliance matters
  • Structure, draft, review, and negotiate client, partner, bank, and vendor agreements, including technology-focused contracts
  • Support reporting to the Board of Directors and external stakeholders, including regulatory agencies, and help lead responses to legal or regulatory inquiries
  • Monitor legal and regulatory developments and advise leadership on business impacts
  • Guide business units on complex, novel legal issues and emerging technologies
  • Collaborate closely with compliance, risk, technology, operations, and other cross-functional teams
  • Serve as a trusted legal partner as the company grows, helping teams find smart, compliant solutions

Requirements

  • Working knowledge of laws and regulations impacting financial services, banking, and payments
  • Experience with consumer financial products such as prepaid, banking, remittance, lending, or peer-to-peer payments
  • Strong background in drafting, reviewing, and negotiating complex client and vendor contracts, especially technology-related agreements
  • Familiarity with consumer protection laws, information security guidelines, and BSA/AML requirements
  • Comfort with payment platforms, transaction processing, APIs, and secure data transfer concepts
  • Excellent judgment, analytical thinking, and decision-making skills
  • Strong communication and relationship-building skills across all levels of an organization
  • High level of integrity, organization, and ability to manage multiple priorities
  • Juris Doctor (J.D.) from an ABA-accredited U.S. law school
  • Licensed to practice law in a U.S. state
  • 2–4+ years of legal experience at a U.S. law firm (fintech or banking focus) or in-house with a financial institution, fintech, regulatory agency, or technology company
Benefits
  • A hybrid work environment with flexibility
  • Opportunities for professional growth and development
  • A supportive team culture where your voice is heard
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
legal advicedrafting contractsnegotiating contractsconsumer financial productspayment platformstransaction processingAPIsdata transfer conceptsregulatory complianceBSA/AML requirements
Soft Skills
analytical thinkingdecision-makingcommunication skillsrelationship-buildingintegrityorganizationjudgmentability to manage priorities
Certifications
Juris Doctor (J.D.)licensed to practice law