Senior Manager, Commercial Credit Review
Capital One
full-time
Posted on:
Location Type: Office
Location: Plano • New York • North Carolina • United States
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Salary
💰 $182,500 - $249,900 per year
Job Level
About the role
- Participating in and/or leading continuous testing and targeted review activities within assigned portfolios
- Completing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratings
- Analyzing portfolio composition to identify trends and risks and provide an opinion on portfolio quality
- Participating in or leading Targeted Reviews to assess key risks in a given portfolio or across portfolios
- Identifying gaps in credit policy, credit processes, and credit risk rating models
- Identifying key and emerging risks
- Effectively communicating results to executive level management, regulators and other key stakeholders
- Building and maintaining effective working relationships across all three lines of defense
- Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.
- Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.
Requirements
- Bachelor’s degree or Military experience
- At least 8 years of direct transactional credit experience (underwriting, workout, risk management, credit review or regulatory)
- At least 5 years of experience with energy lending, including oil and gas or renewable energy
- Master’s degree (preferred)
- Certified Financial Analyst (CFA) OR Certified Public Accountant (CPA) (preferred)
- Ability to support conclusions through fact-based analysis and ability to influence senior leaders
- Strong written and verbal communication skills
- Excellent credit analysis and financial analysis skills
- Strong organizational skills
- Ability to manage multiple complex tasks while delivering high quality results
- Leadership experience and strong leadership skills
- Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
- Experience with direction applicability to Credit Review responsibility
- Ability to navigate across a large organization and work with cross-functional teams.
Benefits
- Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
transactional testingcredit analysisfinancial analysisunderwritingrisk managementcredit reviewregulatory complianceportfolio analysiscredit risk rating modelsenergy lending
Soft Skills
communication skillsorganizational skillsleadership skillsrelationship buildinginfluencing skillsfact-based analysisability to manage multiple tasksapproachabilityadvisory skillscross-functional collaboration
Certifications
Bachelor's degreeMaster's degreeCertified Financial Analyst (CFA)Certified Public Accountant (CPA)