Capital Bank, N.A.

Operations

• Oversees the overall effectiveness of the bank’s deposit operations
• Actively managing staff to help achieve administrative, operational, and compliance goals
• Ensures that a wide range of services—including deposits, credit, and referrals—are efficiently used
• Collaborates with the Digital Transformation and Product teams to drive innovation
• Responsible for overall employee satisfaction and retention within the Deposit Operations Department
• Supervise, train and develop staff to meet the strategic objectives of the division and the bank
• Provide consistent and on-going coaching of staff to achieve performance results

SVP, Deposit Operations Manager

Accountant

• Perform daily, weekly, and monthly reconciliations for all loan-related general ledger accounts
• Complete transactions and manage request queues to meet departmental SLAs
• Review and validate loan system-to-GL interfaces for accuracy
• Track loan-related invoices for proper treatment and corrections
• Support month‑end and quarter‑end closing activities
• Serve as a subject matter expert on loan system functionality
• Collaborate with Loan Operations to ensure accounting alignment
• Review and validate complex loan structures for accurate accounting treatment

Loan Accountant

Manager

• Markets residential mortgage loan products to real estate agents, prospective homebuyers and/or builder sales representative.
• Spends 25% or more of the workday conducting marketing activities and closing business outside of the work-site (including home office).
• Originates loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non discrimination regulations.
• Completes all applications, including: Good Faith, Details of transaction and all information required on a 1003.
• Assists the processor in securing needed documentation as required for loan approval.
• Constantly reviews investor guidelines, in order to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor guidelines.
• Performs all other duties as assigned (job duties may be added from time to time by the employer in its sole and absolute discretion).
• Maintains high levels of customer service while managing each applicant's and support staffs expectations.
• Leads, manages and coaches a staff of MLO’s or Operational team members including assigning of work, time management and conducting Performance Management Review (PMR) related activities.

SVP, Deposit Operations Manager

Loan Accountant

Mortgage Branch Manager