Camden National Bank

Manager

• Monitor the performance of existing commercial customers within an assigned portfolio to ensure compliance with covenants, financial condition and risk rating.
• Discuss any perceived weakness or potential credit problems with the Banking Officer, Director of Commercial Banking and/or other appropriate parties.
• Independently request and follows up in a timely manner the borrowers’ submission of financial information on a monthly, quarterly or annual basis as it applies.
• Analyze work to conform to regulatory guidelines and Bank policies.
• Ensure compliance with applicable regulations including, but not limited to, Reg B and HMDA.
• Assist the Commercial Banking Officers with more advanced transactions including preparing loan requests for the underwriting process.
• Assist commercial banking officers with preparation for loan closings; reviews loan documentation, ensures closing conditions are satisfied, coordinates the closing, attends the loan closing, creates post-closing memos and any follow-up items with attorney as necessary.
• Prepare term sheets and commitment letters in accordance with the approval document.
• Assist with any renewals or modifications to existing loans within the assigned portfolio.
• Work directly with customers and Commercial Banking Officers on construction disbursement requests ensuring required documentation is obtained.
• Perform routine, thorough annual reviews of relationships in an assigned loan portfolio to ensure accurate risk grades and data integrity at all times.
• Perform site inspections as required.
• Train new team members as needed.

Commercial Portfolio Manager

Director

• Develop and execute CRE growth strategies aligned with the Bank’s commercial objectives and risk appetite, with clear visibility into performance and pipeline activity
• Build and deepen relationships with commercial real estate investors, developers, operators, and professional sponsors, identifying opportunities for full-relationship expansion
• Serve as a visible leader in the market, strengthening the Bank’s presence through industry, business, and community engagement
• Provide senior-level oversight of complex CRE transactions, including construction, development, and permanent financing
• Ensure strong adherence to credit standards, lending policies, and regulatory requirements, balancing growth with disciplined risk management
• Maintain accountability for portfolio quality, proactively identifying emerging risks and partnering with Credit and Special Assets teams as needed
• Oversee active portfolio management practices, including annual reviews, covenant monitoring, site visits, and early issue identification
• Champion a consistent, high-quality client experience through proactive communication and coordinated delivery of banking solutions
• Collaborate with Treasury Management, Retail, and Investment Management partners to deliver holistic financial solutions
• Lead, coach, and develop a team of Commercial Loan Officers and/or Commercial Market Managers, strengthening CRE expertise, sales effectiveness, and credit acumen
• Drive hiring, performance management, succession planning, and professional development in alignment with leadership expectations and values
• Foster a culture of accountability, engagement, and continuous learning

Commercial Portfolio Manager

Director of Commercial Banking – Commercial Real Estate