Develop and assess new account acquisition strategies to drive growth.
Analyze past performance to refine strategies and create new credit limit policies.
Generate detailed reports on key credit risk metrics to guide decision-making.
Address ad-hoc requests from internal stakeholders promptly and effectively.
Evaluate, research, and resolve various issues that arise.
Communicate clearly and build strong relationships with different departments.
Utilize SQL, SAS, Python, and R to create comprehensive reports.
Use data visualization tools like APT, Decision Trees, and Microsoft Office to present findings.
Ensure all credit policies and procedures comply with regulatory requirements and internal standards.
Regularly review and update policies to reflect changes in regulations and market conditions.
Conduct risk assessments and audits to identify and mitigate potential compliance issues.

Requirements

Bachelor’s Degree in Finance, Business, Economics, Mathematics, Statistics or quantitative field or related
5+ years analytical experience focusing on credit cards or other types of unsecured consumer lending and presentation experience
Master’s Degree in Finance, Business, Economics, or quantitative field or related or related (preferred)
6+ years SAS/SQL, Python, R proficiency, credit card or other consumer lending experience.

Benefits

medical, prescription drug, dental, vision, and other voluntary benefits
401(k) plan
11 paid holidays
Flexible Time Off (FTO) program
80 hours of Paid Sick and Safe Time (“PSST”) upon hire

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

SQLSASPythonRdata analysiscredit risk assessmentreport generationdata visualizationrisk assessmentcompliance auditing

Soft Skills

communicationrelationship buildinganalytical thinkingproblem-solvingorganizational skillsadaptabilityattention to detailstakeholder managementstrategic thinkingpresentation skills