Bread Financial

Principal Sponsor Bank Oversight – Governance

Bread Financial

full-time

Posted on:

Location Type: Hybrid

Location: Columbus • New York • Ohio • United States

Visit company website

Explore more

✨ AI Apply
Apply

Salary

💰 $133,500 - $241,900 per year

Job Level

Lead

About the role

  • Manage governance and oversight through control reporting, ongoing monitoring, risk and control testing, process mapping, and ensuring Sponsor Bank functions align with policies and regulatory guidance.
  • Build and maintain strategic relationships across teams and stakeholders, fostering collaboration and trust.
  • Champion compliance with bank policies and regulatory standards.
  • Communicate complex information clearly, influencing decisions to ensure transparency and alignment with organizational objectives.
  • Develop and maintain oversight monitoring, reporting, and critical documentation for consistency and review by key stakeholders and senior leadership.
  • Proactively assess and anticipate emerging risks within the Sponsor Bank program.
  • Manage vendor due diligence during partner onboarding for the Sponsor Bank program.

Requirements

  • High School Diploma or GED
  • 12+ years of experience in Governance, Compliance, Consumer Lending, or Internal Audit.
  • Bachelor’s Degree in Finance, Economics, Business Administration, Data & Analytics, Risk Management, Accounting or related field of study or equivalent, relevant work experience
  • Certified Regulatory Compliance Manager (CRCM)
  • Accredited Payments Risk Professional (APRP)
  • 13+ years of experience in Governance, Compliance, Consumer Lending, or Internal Audit.
  • 5+ years of direct leadership experience
Benefits
  • medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability)
  • six weeks of 100% paid parental leave for eligible parents
  • 401(k) plan
  • 11 paid holidays
  • Flexible Time Off (FTO) program
  • 80 hours of Paid Sick and Safe Time (“PSST”) upon hire
  • Illinois associates receive 40 hours of Illinois PSST upon hire
  • Illinois Paid Leave upon hire
  • purchase company stock during offering periods in June and December
  • annual incentive bonus based on individual and company performance
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
governancecompliancerisk managementcontrol reportingprocess mappingvendor due diligenceconsumer lendinginternal auditreportingdocumentation
Soft Skills
relationship buildingcollaborationcommunicationinfluencingtransparencyalignmentproactive assessmenttrustleadership
Certifications
Certified Regulatory Compliance Manager (CRCM)Accredited Payments Risk Professional (APRP)