BMW Group

Credit Specialist

BMW Group

full-time

Posted on:

Location Type: Hybrid

Location: Belgium

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Tech Stack

VBA

About the role

  • Maintain and further develop the local Credit Management Guideline.
  • Design and implement an Early Warning System to detect risks early.
  • Assess creditworthiness of customers, including fleet customers and dealers in Belgium and Luxembourg.
  • Prepare and present credit applications to both local and international committees.
  • Consult with head office on complex files and help think of appropriate solutions.
  • Propose improvements that strengthen the balance between credit management and commercial objectives.
  • Identify inefficiencies and digitize processes where possible.
  • Become an internal expert in credit rating systems and best practices.

Requirements

  • You have a master's degree in business economics or equivalent experience.
  • You have at least two years of relevant work experience in credit management, audit, accounting or risk management.
  • You have strong accounting skills to review financial statements.
  • You combine analytical acumen with a keen eye for detail and accuracy.
  • You have strong skills in Excel; knowledge of VBA or macros is a definite asset.
  • You work independently, but are also a real team player who encourages cooperation.
  • You communicate fluently in Dutch and English and can communicate complex material clearly.
Benefits
  • A role with direct impact on the credit policy and risk management of our organization.
  • Investment in your growth through training and advancement opportunities.
  • Hybrid working with the opportunity to work from home two days a week.
  • A personalized salary package through our Flex Income Plan, which you can put together yourself.
  • Choice of fringe benefits such as a lease bike, lease car, extra vacation days or multimedia.
  • Additional benefits including meal vouchers, bonus, internet and home working allowance hospitalization insurance and group insurance.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit managementrisk managementaccountingfinancial statement reviewanalytical skillsExcelVBAmacroscredit rating systemsprocess digitization
Soft Skills
attention to detailaccuracyindependenceteam playercooperationcommunicationpresentation skillsproblem-solvingconsultationimprovement proposal
Certifications
master's degree in business economics