Analyst

• Data and fraud indicator analysis: Monitor and interpret transactional and behavioral data to identify suspicious patterns and recommend preventive actions.
• Development of anti-fraud strategies: Design and refine predictive models, business rules, and prevention policies focused on efficiency and loss reduction.
• Management of tools and technologies: Evaluate and implement technological solutions (machine learning, biometrics, authentication, etc.) to strengthen fraud defense mechanisms.
• Creation of dashboards and management reports: Present results, insights, and recommendations to senior leadership to support strategic decision-making.
• Interface with internal areas and external partners: Collaborate with risk, compliance, legal, customer service, and technology teams, as well as vendors and regulatory institutions.
• Regulatory and market monitoring: Stay up to date on trends, regulations, and new fraud schemes to anticipate emerging risks.
• Management of strategic projects: Lead continuous improvement initiatives, A/B tests, and innovation projects focused on fraud prevention.

Senior Fraud Prevention Strategy Analyst

Financial Planning and Analysis

• Conduct research and analyses of new business opportunities;
• Develop, monitor, and communicate product actions, metrics, and topics related to product management;
• Promote and lead initiatives and projects that contribute to the product backlog and roadmap;
• Act as PM/PO leading technology projects;
• Serve as the interface between business and technology;
• Manage multidisciplinary squads;
• Work with investment products.

Product Specialist – PM Investments Squad

• Knowledge of ISO 27701, the Brazilian General Data Protection Law (LGPD), GDPR and related privacy standards;
• Experience with process mapping involving personal data;
• Knowledge of privacy-by-design and privacy-by-default methodologies;
• Experience in risk assessments and managing action plans to improve and align personal data protection measures;
• Knowledge of consent management mechanisms and cookie management;
• Familiarity with data subject rights;
• Support the maintenance of the personal data inventory in the privacy platform;
• Knowledge of Digital Law and technology infrastructure;
• Ensure the company’s compliance with the LGPD;
• Respond to requests and questions from business areas regarding the applicability of the General Data Protection Law;
• Support incident management;
• Knowledge of data protection across the information lifecycle (encryption, anonymization, DLP);
• Assist in improving transparency mechanisms, including privacy policies and notices.

Personal Data Privacy Analyst – Junior

• Monitor credit policies and retail credit strategies (individual customers);
• Monitor portfolio performance and credit origination;
• Contribute to process improvements and generation of reports;
• Perform testing and analysis of new data for credit management.

Credit Policy Analyst – Junior

Compliance

• Responsible for maintaining and enhancing the Compliance Program;
• Direct involvement with Wholesale and Retail segments;
• Collaborate with business areas to support implementation, maintenance and achievement of the Compliance Program objectives;
• Serve as owner for executing the communication and awareness plan for the Compliance Program and work closely with Internal Communications, HR and Training teams;
• Develop, publish and train all employees on specific Compliance policies (e.g., anti-corruption, related parties, etc.), the Code of Ethics, the Compliance Program, and other relevant policies;
• Support the team in regulatory compliance processes and in responding to regulators, when necessary;
• Perform critical review of policies routed through Compliance;
• Guide various company areas that submit inquiries and request guidance on Compliance policies and procedures, as well as topics related to the Code of Ethics;
• Prepare management reports/KPIs with analyses and recommendations to support and provide information to company leadership, aiming to protect the business from potential Compliance risks;
• Assess and complete questionnaires to satisfy Due Diligence requests from clients and partners;
• Review the Code of Ethics and Compliance policies and procedures;
• Evaluate potential conflicts of interest (related parties, gifts, hospitality, events, entertainment, donations, sponsorships, securities trading, among others);
• Manage and govern the Whistleblower Channel handling internal and external complaints, policy violations and other irregularities.

Compliance Analyst, Senior

General Counsel

• Responsible for a specific portfolio of administrative and judicial proceedings covering various matters and Banco Bmg products;
• Daily management and oversight of external law firms providing legal services to Banco Bmg, related to the portfolio assigned;
• Managing information in the judicial case management system (Exyon), including registrations, messages, payments, contingencies, and other updates;
• Drafting responses to official requests/letters (Ofícios) for various public and private entities;
• Preparing various reports using Excel, Word and PowerPoint;
• Participating in internal and external meetings;
• Daily interaction with internal clients to gather supporting information and other necessary details.

Strategic Legal Counsel – Junior

• Responsible for leading and managing a portfolio of judicial and administrative tax cases;
• Managing external law firms and internal legal requests from the bank's business areas;
• Reporting to internal and external auditors;
• Legal focal point for tax matters, preparing reports and legal opinions on a variety of issues affecting the financial institution;
• Participating in relevant meetings with internal and external clients;
• Responsible for monitoring tax contingencies and reporting to the Coordinator and Executive Manager;
• Experience working in financial institutions or in matters previously handled on behalf of banks.

Senior Tax Attorney

• Development and implementation of fraud prevention and customer authentication policies for the issuance of credit products, aimed at reducing losses and improving process efficiency;
• Testing new technologies and data sources for fraud prevention and authentication, including analysis of performance and cost impacts;
• Optimization of the credit decision pipeline, focusing on process improvement and automation;
• Monitoring and control of fraud, complaint, civil action and loss indicators, as well as review of credit review desk decisions to identify improvement opportunities.

Senior Credit Policy Analyst

Risk

• Develop and lead data training for all profiles that interact with data: Data Stewards/Data Owners, Data Engineers, Data Consumers, Developers (transactional systems), and act as a champion for a data-driven culture;
• Monitor and improve data management processes including metadata and catalog management, data quality, access management (for data and dashboards), and master data management;
• Create/update procedures, standards, data governance policies and related processes;
• Establish processes and oversee the monitoring of implemented data governance initiatives;
• Lead the definition and optimization of data governance processes aligned with technical teams, ensuring clear communication and value delivery to client business areas;
• Participate in team agile ceremonies (SAFe/Scrum/Kanban), use Jira to clarify and refine work, and identify risks and impediments clearly and in a timely manner;
• Documentation culture: clearly document all processes, requirements and projects developed by the data governance team;
• Coordinate with technical, business and strategic teams;
• Help promote workshops and training to advance Banco Bmg's data maturity.

Data Governance Analyst – Mid-level

People Operations

• Structure, implement and closely monitor initiatives that drive organizational culture at all levels.
• Create and execute creative campaigns and sustaining movements to ensure our culture is actively lived.
• Develop and support our leaders so they act as true ambassadors of the "Jeito Bmg", inspiring by example.
• Lead cultural rituals and strategic programs, such as recognition initiatives based on company values and length of service.
• Monitor metrics and carry out continuous diagnostics, turning data into insights for decision-making.
• Develop the Human Resources team in matters of organizational culture, strengthening their role as culture influencers.

Cultural Analyst – Senior

Full-stack Engineer

• Plan, organize, and monitor technical and strategic initiatives;
• Work with an analytical, inquisitive, and metrics-driven mindset;
• Bridge product needs with the best engineering decisions;
• Negotiate and collaborate with multiple areas across the company;
• Lead and actively support problem-solving and conflict resolution;
• Manage technical and people aspects (allocation, team climate, engagement, feedback, team building, vacations and time-off bank);
• Ensure visibility of priorities, risks, dependencies, and progress;
• Use management and monitoring tools to provide transparency to the team;
• Apply and promote agile frameworks (Kanban, Scrum, Lean, or SAFe).

BMG