Beyond Co.

Compliance

• Lead a regulatory gap analysis across Evouchers’ current and planned activities to identify gaps against FCA requirements, ensuring we fully understand what is required to become and remain authorised.
• Own the end-to-end FCA authorisation preparation process, including drafting and coordinating the application pack and supporting documentation, ensuring submissions are accurate, complete, and aligned to FCA expectations.
• Design and embed a proportionate compliance framework (policies, procedures, and controls) to ensure the business operates in a way that is demonstrably compliant, scalable, and suitable for future regulatory expansion across multiple products.
• Define appropriate governance structures, oversight mechanisms, and reporting lines, ensuring clear accountability and alignment with FCA expectations around senior management responsibility and effective risk oversight.
• Establish a practical regulatory risk management approach, including identification, assessment, and mitigation of key compliance risks relevant to payments, voucher distribution, and safeguarding funds in transit.
• Advise senior leadership on FCA regulatory requirements, obligations, and decision-making impacts, ensuring compliance considerations are embedded into product, operational, and commercial decisions early.
• Develop and implement compliance monitoring and control frameworks, enabling the business to evidence ongoing compliance rather than treating FCA requirements as a one-off application exercise.
• Prepare the business for FCA scrutiny and engagement, including supporting responses to FCA queries, follow-ups, and potential interviews or clarification requests during the authorisation process.
• Design and deliver FCA-focused training for key stakeholders and operational teams, ensuring regulatory responsibilities are understood and appropriately embedded across the organisation.
• Support readiness for post-authorisation operating requirements, including ongoing reporting, governance cadence, and compliance ownership structures, so the business is not only authorised but sustainable under regulation.
• Help shape compliance foundations that support future product expansion, ensuring the framework is flexible enough to accommodate a growing suite of regulated and semi-regulated financial products.

In-house FCA Compliance Lead