Senior Business Systems Analyst
PNC
MicroservicesOracleSQLTableau
Senior Systems Analyst – Credit Decisioning
BECU
full-time
Posted on:
Location Type: Hybrid
Location: Tukwila • Arizona, Idaho, Oregon, South Carolina, Texas, Washington • 🇺🇸 United States
Visit company websiteSalary
💰 $114,300 - $139,700 per year
Job Level
Senior
About the role
- Manage and enhance the configuration of our credit risk and decisioning platforms to ensure seamless, accurate lending operations
- Administer and offer expert advice on automated underwriting and loan origination strategies that align with BECU’s credit risk goals
- Collaborate closely with internal stakeholders and cross-functional teams to streamline and elevate credit risk implementation
- Plan and execute technical solutions, maintain configuration standards, and lead user acceptance testing to ensure system reliability
- Create and review status reports on lending automation to maintain operational oversight and compliance
- Convert business needs into clear, actionable software requirements, working with vendors to bring your insights to life
- Maintain clear and comprehensive manuals and procedures that support long-term success and knowledge sharing
- Tailor existing practices and processes to meet evolving business and system needs
- Create diagrams and workflows (e.g., sequence, activity, use-case) to clearly represent business processes and solutions
- Map current vs. future state processes and turn them into technical test specifications that guide system enhancements
- Take on additional duties as needed to support the broader mission of the team and organization
Requirements
- Bachelor’s degree in a technical/related discipline required, or equivalent work or education related experience
- Typically requires 7 years of experience in lending/credit operations, credit analytics/reporting, and/or business analytics
- Experience with BRMS platforms or rule engines
- Advanced degree preferred
- Experience with Experian Ascend platform
- 5 years of experience configuring decision engines and/or scoring models
- 5 years of experience working on product/project teams, including process and procedure design and communications
- Experienced with multiple methods for creating and communicating strong Business Cases, including financial analysis, strategic alignment and risk analysis
- Demonstrated understanding of multiple and cross functional systems within lending origination systems
Benefits
- medical, dental, vision and life insurance coverage
- access to disability and AD&D insurance
- health care and dependent care flexible spending accounts
- health savings accounts
- 401k plan
- employer-funded retirement plan
- paid time off (PTO) accrual
- ten paid holidays throughout the calendar year
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
automated underwritingloan originationcredit risk managementdecision enginesscoring modelsbusiness analyticsfinancial analysisrisk analysisprocess designtechnical test specifications
Soft skills
collaborationcommunicationleadershipproblem-solvingorganizational skillsadaptabilityattention to detailstrategic thinkingknowledge sharingstakeholder engagement
Certifications
Bachelor’s degreeAdvanced degree
