Axos Bank

SVP, Credit Administrator – Fund Banking

Axos Bank

full-time

Posted on:

Location Type: Hybrid

Location: New York City • Massachusetts • New York • United States

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Salary

💰 $180,000 - $200,000 per year

Job Level

Lead

About the role

  • The Credit Administrator provides credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers.
  • This role is responsible for reviewing and approving loan submissions within the designated credit approval authority.
  • As a key member of a deal team, work closely with Business Units including Team Managers, Credit Underwriting and Portfolio Managers to review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented.
  • Approve proposed extensions of credit within authorized loan limits.
  • Develop alternative strategies on complex credits through a collaborative effort with business units.
  • Review pipeline, maturities, and delinquency reports and engage Business Units for appropriate action.
  • Engage with Credit Portfolio Management to monitor and manage the risk of a portfolio of commercial borrowers.
  • Approve periodic loan reviews and confirm the accuracy of the risk rating.
  • Provide guidance on credit issues including proper structuring, early detection of problem loans to Business Units through thought leadership and coaching.
  • Assist in managing problem loan credits.
  • Collaborate with Business Units and engage with legal counsel on the documentation of loan transactions.
  • Proactive in understanding industry, market, and Borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures.

Requirements

  • Bachelor's degree
  • 10+ years’ experience in the fund finance industry
  • 15+ years’ related credit experience
  • Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles
  • Superior Credit Analysis skills
  • Completion of a formal Credit Training Program at a major financial institution
  • Ability to use core Microsoft Office programs and applications such as Word and Excel with ease
  • Ability to work in a team environment
Benefits
  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit analysisloan structuringcredit reviewscredit approvalcredit risk managementcommercial credit frameworkcredit policiescredit documentationproblem loan managementcredit training
Soft Skills
collaborationcoachingthought leadershipteamworkguidancecommunicationproactive approachanalytical skillsengagementstrategic thinking
Certifications
Bachelor's degreeCredit Training Program