Climate Portfolio Manager
Amalgamated Bank
full-time
Posted on:
Location Type: Hybrid
Location: San Francisco • California • United States
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Salary
💰 $100,000 - $135,000 per year
About the role
- Provide ongoing daily management of assigned climate loan relationships within bank policy and customer service standards.
- Request, analyze, and assess borrower financial reporting and project performance information on a timely basis.
- Underwrite and recommend loan modifications, renewals, waivers, and amendments.
- Review financial models, collateral reporting, third-party reports, and appraisals; escalate issues as appropriate.
- Prepare credit memoranda, risk rating recommendations, and approval packages in compliance with Bank guidelines.
- Coordinate with legal counsel on documentation for borrower execution.
- Work with third-party vendors (e.g., independent engineers, O&M contractors, consultants) as required.
- Communicate clearly with internal partners and borrowers regarding portfolio issues and requirements.
- Monitor covenant compliance and document exceptions.
- Maintain accurate and complete credit files and portfolio documentation.
- Prepare reporting for internal portfolio reviews and loan quality meetings.
- Respond to information requests from internal stakeholders and auditors.
- Identify emerging risks within assigned portfolio and escalate concerns to management.
- Provide secondary approval for advances after determining that all conditions to advances have been met.
- Support team members through collaboration and knowledge sharing.
- Provide input on process improvements and workflow enhancements.
- Maintain proactive communication with relationship managers and internal partners.
- Demonstrate accountability for individual deliverables and deadlines.
- Recommend ways to improve the organization.
- Proactively manage loan relationships by setting appropriate client expectations and meeting deadlines.
- Proactively keep management, commercial bankers and other team members informed on the progress with client requests and other deliverables.
Requirements
- Bachelor’s degree in Business Administration, Finance, Accounting, or related field, or equivalent commercial credit experience.
- 3-7 years of relevant experience in commercial banking, project finance, structured finance, or climate/renewable energy lending.
- Demonstrated ability to analyze financial statements, cash flows, and financial models to assess borrower and project performance.
- Working knowledge of commercial loan structures, collateral, covenants and credit risk principles.
- Experience preparing credit memoranda risk rating recommendations and loan approval packages.
- Strong attention to detail and ability to manage multiple priorities and deadlines.
- Proficient in Microsoft Excel and other productivity tools; ability to learn and use internal bank systems effectively.
- Strong written and verbal communication skills, with the ability to present clear, organized credit analysis.
- Demonstrated professionalism, accountability, and collaborative work style.
- Ability to exercise sound judgment within established policies and escalate issues appropriately.
Benefits
- Health insurance
- Retirement plans
- Flexible work arrangements
- Professional development
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysiscredit underwritingloan modificationsrisk ratingfinancial modelingcash flow analysiscommercial loan structurescredit risk principlesportfolio managementcovenant compliance
Soft Skills
attention to detailtime managementcommunicationcollaborationprofessionalismaccountabilityjudgmentprocess improvementproblem-solvingclient relationship management