AML Manager – Transaction Monitoring Operations
Capital One
VP of Global AML and Sanctions Compliance
Alpaca
full-time
Posted on:
Location: 🇺🇸 United States
Visit company websiteJob Level
Lead
Tech Stack
Spark
About the role
- Lead the development and implementation of Alpaca’s global AML and sanctions programs, ensuring consistency and effectiveness across U.S. and non-U.S. entities
- Design and maintain global AML/CFT and sanctions policies in line with evolving regulatory expectations and internal risk appetite
- Conduct and update firm-wide AML risk assessments, advise on control design, and drive continuous program improvement
- Support AML and sanctions components of global licensing applications and regulatory filings
- Serve as Alpaca’s global lead for AML matters, including direct engagement with U.S. regulators (SEC, FINRA, FinCEN, OFAC, SCB) and coordination with local AMLCOs for other jurisdictions
- Manage regulatory exams, internal audits, and third-party reviews, including preparation, coordination, and remediation
- Participate in internal governance forums and provide reporting and updates on AML-related risks to senior management and risk committees
- Oversee timely and accurate suspicious activity reporting and sanctions screening programs
- Directly manage regional AML compliance officers and provide leadership across all jurisdictions in which Alpaca operates
- Support hiring, mentoring, and performance management for AML staff globally
- Align regional teams with a centralized AML strategy while enabling jurisdiction-specific implementation as needed
- Promote a culture of compliance, accountability, and collaboration across functions
- Partner with engineering, product, and data teams to implement scalable AML solutions, including transaction monitoring, case management, and sanctions tools
- Champion a data-centric approach to compliance, using analytics to identify trends, monitor effectiveness, and improve operational processes
- Evaluate and, where appropriate, implement AI/ML tools to enhance detection capabilities, reduce false positives, and optimize case reviews
- Establish and maintain dashboards and KPIs to track AML performance and risk exposure
Requirements
- 10+ years of AML and financial crime compliance experience, with significant exposure to U.S. regulatory frameworks (BSA, USA PATRIOT Act, OFAC), and global regimes (FATF, EU AMLD, FINTRAC, MAS)
- Demonstrated experience engaging with U.S. regulators, including SEC, FINRA, FinCEN, and OFAC, particularly in the context of broker-dealers and securities businesses
- Knowledge of Cross-Border transaction monitoring and reporting to ensure adherence with the Bank Secrecy Act and other international standards
- Must be able to implement a risk assessment standard program for the company to align with relevant regulations and vulnerabilities
- Proven leadership managing regional AML teams with a global oversight scope
- Deep expertise in AML risk frameworks, including customer due diligence, transaction monitoring, sanctions screening, and suspicious activity reporting
- CAMS or CFE certification required; Master’s degree in Law, Finance, or related field preferred
- Strong communication and presentation skills, with experience advising senior leadership and engaging with external stakeholders such as law enforcement and regulators
- Experience with fintech, brokerage, crypto, or API-driven platform
- Data-driven mindset; experience implementing analytics or AI/ML solutions to support compliance operations is a strong plus
