Access Credit Union

Analyst

• Conduct comprehensive analysis of incoming credit requests from commercial and agricultural members
• Work alongside Business Account Managers, conducting thorough credit, risk, financial, security, and industry analysis of credit requests
• Assess creditworthiness of business and agricultural members
• Evaluate the credit risk of a member through analysis of existing account performance, debt repaying history, business income earnings, etc.
• Conduct thorough analysis of collateral valuation, financial statements, projections, cost estimates, etc.
• Present analysis, findings, and recommendations clearly within the Business Credit Application
• Provide recommendations for credit structure, security, and risk mitigation
• Prepare supporting documents such as charts, reports, spreadsheets and models
• Ensure appropriate Security Documentation and instructions are clearly laid out
• Audit existing member documentation
• Review files and identify deficiencies and report as appropriate
• Work with account managers to ensure standardization of documents
• Keep current with business issues that affect market trends

Credit Analyst III