Underwriter

• Underwrite new and renewal accounts to meet top and bottom line targets
• Negotiate price and terms and conditions with producers
• Underwrite and evaluate Natural Catastrophe Accumulation
• Ensure contract certainty is achieved on all accounts at time of inception
• Ensure placing and binding of FAC Reinsurance prior to policy inception
• Ensure accurate policy documentation issued to producers
• File maintenance – ensure file is established and maintained for each risk and transaction handled
• Proactively support completion of policy administration and credit control processes
• Training, developing and coaching of less experienced staff (including Underwriters)

Underwriting Specialist, Middle Market Solutions

• responsible for the overall management, business development, analysis and monitoring of a highly complex book of business
• recognized as a technical expert in underwriting shared & layered property policies
• works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability
• develops specialized endorsement language for highly complex risk
• determines appropriate pricing of complex risks for assigned book of business
• makes recommendations on underwriting policy and pricing strategy
• analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management
• markets products and services through agencies or through the brokerage community and makes field visits
• develops and maintains agency and/or broker relationships
• keeps current on state/territory issues and regulations, industry activity and trends
• mentors and guides less experienced underwriters
• utilizes advanced functionality in relevant CNA systems to perform day-to-day activities
• responsible for special underwriting projects and presentations

Underwriting Consultant, National Accounts Property – Shared & Layered

• Understand and analyze business reports needed in the underwriting processes
• Responsible for all risk selection/rejection, pricing, retention, growth, and profitability for their branch office
• Assess risk quality in compliance with company guidelines
• Review the underwriting of others and make recommendations for extending surety credit
• Develop and maintain strategic relationships with internal and external stakeholders
• Communicate effectively
• Deliver exceptional customer service
• Make timely, informed decisions
• Operate with integrity and honesty
• Hold self and team accountable for achieving established objectives
• Coach and develop team

Commercial Surety Underwriting Specialist – Southeast/Mid-Atlantic

• Responsible for underwriting new and renewal business within an assigned block
• Use rating manual, experience module and clinical expertise to create pricing that drives P/L, renewal metrics and new business sales for assigned block
• Collaborate with Sales, Underwriting and Clinical to develop and implement pricing actions that will help HMIG meet financial targets
• Train, coach and provide experiences to lower level staff with the purpose of expanding consultative best practices throughout the department
• Utilize client and market knowledge to expand/enhanced Underwriting Guidelines, processes and tools by incorporating best practices
• Monitor overall block performance and report on emerging financial trends
• Develop strategies and tactics to move case level and block results to meet targets
• Act as subject matter expert to support Sales' negotiations to renew existing clients and enroll new business

Medical Stop Loss Underwriting Consultant

• Successfully complete applicable market new hire training and certification.
• Learn to manage multi-state, multi-line accounts throughout their lifecycle, including rating/pricing, quoting, issuing policies, and handling related account activities.
• Build and maintain strong working relationships with teammates, business partners and agents.
• Learn standardized workflows and state compliance guidelines to understand business processes.
• Analyze multiple sources of information to make sound decisions.
• Develop critical thinking and decision-making skills to enhance business partner and customer confidence.
• Execute service level commitments and deliver quality products in a timely manner.
• Perform other duties as assigned.

Underwriting Associate Operations Account Specialist – Middle Markets Business Insurance

• Responsible for managing team of Underwriting Portfolio Managers
• Communicate and execute credit underwriting risk strategies
• Ensure compliance with regulatory guidelines
• Manage a small assigned portfolio
• Recruit, hire, train, and oversee team of Underwriting Portfolio Managers
• Ensure direct reports are identifying credit risks timely
• Communicate commercial credit underwriting and portfolio management policies
• Provide guidance to direct reports
• Monitor and ensure that direct reports are managing assigned portfolios within acceptable tolerances
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review

Commercial Credit Underwriting Portfolio Manager – Team Leader

• Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite
• Develops and implements risk assessment models to make informed decisions on coverage, pricing, and terms
• Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and provide guidance
• Procures and analyzes supplementary reports and screenings, such as motor vehicle reports, loss history reports, and external inspections, to support underwriting decisions
• Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations
• Evaluates complex policy renewals and modifications, identifying opportunities for policy enhancements and risk mitigation
• Communicates underwriting strategies and decisions effectively to internal teams, agents, and brokers
• Stays updated on industry trends, regulatory changes, and market conditions
• Maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business
• Monitors and evaluates underwriting practices, assisting with implementing strategic adjustments to improve overall effectiveness and outcomes
• May have responsibility for performance and coaching of staff and may have a participatory role in decisions regarding talent selection, development, and performance management for direct reports

Underwriting Specialist

• Partner with senior leaders across Underwriting, Originations, Risk, Operations, and business teams to shape priorities, influence outcomes, and secure alignment on strategic objectives.
• Lead and develop a team of Business Execution professionals while driving alignment, pace, and delivery across high-priority, complex initiatives.
• Drive modernization efforts that simplify processes, strengthen operating discipline, and improve the scalability and effectiveness of underwriting capabilities.
• Provide leadership visibility through strong executive communication, concise updates, and data-driven recommendations that support informed decision-making.
• Identify and manage risks, remove roadblocks, and lead timely resolution of critical issues with a clear focus on sustainable outcomes.
• Orchestrate cross-functional execution for medium- and large-scale initiatives, ensuring clear ownership, disciplined follow-through, and measurable results.
• Translate business priorities into actionable plans, decision frameworks, and execution roadmaps that accelerate progress and improve performance.
• Promote a high-performing culture grounded in accountability, continuous improvement, talent development, and strong partnership across teams.
• Deliver results on high-priority initiatives with urgency, ownership, and strong execution discipline.
• Demonstrate sound judgment in identifying risks, escalating issues, and driving timely decisions and resolution.
• Build alignment across stakeholders and influence action in a complex, matrixed environment.
• Prioritize effectively, adapt quickly, and maintain momentum in a dynamic and evolving business environment.
• Promote accountability, teamwork, continuous improvement, and high standards for quality and follow-through.

Business Execution Senior Manager – Underwriting

• Lead an underwriting department for the Healthcare Practice Solutions Group (HPSG)
• Manage approximately 6 underwriters
• Oversee workflow and review of approval packages
• Recommend and/or approve loans within NCUM I credit authority
• Ensure adherence to Risk Policies and drive satisfactory regulatory audits
• Build and maintain productive relationships with business partners

National Commercial Underwriting Manager I – Healthcare Practice Solutions

• Design and execute underwriting strategies that drive profitable growth while ensuring strong, risk-adjusted returns.
• Establish and oversee underwriting guidelines, pricing models, and risk selection standards to ensure consistency and sound decision-making.
• Monitor and evaluate portfolio performance, underwriting KPIs, and loss trends to identify opportunities for improvement and optimize results.
• Lead, coach, and develop a high-performing team of commercial underwriters, ensuring alignment with company goals and fostering professional growth.
• Conduct quarterly quality assurance audits, assess underwriting accuracy and compliance, and present actionable insights to senior leadership.

Commercial CAT Underwriting Manager

• Manage the profitability, growth, and retention of business within a location or region.
• Partner with RVP to develop and implement business strategies to effectively achieve profit and growth objectives.
• Effectively manage local strategies, objectives and tactics concerning relationships with brokers and agencies.
• Underwrite and skillfully negotiate the most complex, at-risk, or hard-to-close deals.
• Occasionally negotiate and procure reinsurance to underwrite complex accounts.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales strategies and identify cross-selling opportunities.
• Regularly meet in person with agents and brokers and have the ability to travel to these meetings.
• Provide strategic direction and support for team and take responsibility for coaching, training, and performance management.
• Perform other duties as assigned.

Managing Director – Underwriting Director, National Property

• Manage a team of staff insurance professionals in planning, developing, and administration of USAA Group P&C products and programs which support both corporate and P&C operational performance objectives
• Directs the identification, analysis, development, and implementation of complex initiatives that maintain the relevance and integrity of our underwriting policies, processes and programs
• Implementation may include overseeing business configuration efforts, including testing and deployment
• Directs the development, maintenance and optimization of existing processes and systems to comply with legal and company requirements while delivering maximum ROI
• Ensures adherence to established policies and effective program support
• Manages identification and implementation of opportunities to improve processes and systems to increase member conductivity, employee experience, risk mitigation, and operational efficiency

Director, P&C Underwriting – Focus on Process Excellence

• Manage the profitability, growth, and retention of business within a location or region.
• Partner with RVP to develop and implement business strategies to effectively achieve profit and growth objectives.
• Effectively manage local strategies, objectives and tactics concerning relationships with brokers and agencies.
• Underwrite and skillfully negotiate the most complex, at-risk, or hard-to-close deals.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales strategies and identify cross-selling opportunities.
• Regularly meet in person with agents and brokers and have the ability to travel to these meetings.
• Provide strategic direction and support for team and take responsibility for coaching, training, and performance management.
• Perform other duties as assigned.

Underwriter jobs in North Carolina

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