Underwriter

• Design and execute underwriting strategies that drive profitable growth while ensuring strong, risk-adjusted returns.
• Establish and oversee underwriting guidelines, pricing models, and risk selection standards to ensure consistency and sound decision-making.
• Monitor and evaluate portfolio performance, underwriting KPIs, and loss trends to identify opportunities for improvement and optimize results.
• Lead, coach, and develop a high-performing team of commercial underwriters, ensuring alignment with company goals and fostering professional growth.
• Conduct quarterly quality assurance audits, assess underwriting accuracy and compliance, and present actionable insights to senior leadership.

Commercial CAT Underwriting Manager

• Manage the profitability, growth, and retention of business within a location or region.
• Partner with RVP to develop and implement business strategies to effectively achieve profit and growth objectives.
• Effectively manage local strategies, objectives and tactics concerning relationships with brokers and agencies.
• Underwrite and skillfully negotiate the most complex, at-risk, or hard-to-close deals.
• Occasionally negotiate and procure reinsurance to underwrite complex accounts.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales strategies and identify cross-selling opportunities.
• Regularly meet in person with agents and brokers and have the ability to travel to these meetings.
• Provide strategic direction and support for team and take responsibility for coaching, training, and performance management.
• Perform other duties as assigned.

Managing Director – Underwriting Director, National Property

• Manage a team of staff insurance professionals in planning, developing, and administration of USAA Group P&C products and programs which support both corporate and P&C operational performance objectives
• Directs the identification, analysis, development, and implementation of complex initiatives that maintain the relevance and integrity of our underwriting policies, processes and programs
• Implementation may include overseeing business configuration efforts, including testing and deployment
• Directs the development, maintenance and optimization of existing processes and systems to comply with legal and company requirements while delivering maximum ROI
• Ensures adherence to established policies and effective program support
• Manages identification and implementation of opportunities to improve processes and systems to increase member conductivity, employee experience, risk mitigation, and operational efficiency

Director, P&C Underwriting – Focus on Process Excellence

• Manage the profitability, growth, and retention of business within a location or region.
• Partner with RVP to develop and implement business strategies to effectively achieve profit and growth objectives.
• Effectively manage local strategies, objectives and tactics concerning relationships with brokers and agencies.
• Underwrite and skillfully negotiate the most complex, at-risk, or hard-to-close deals.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales strategies and identify cross-selling opportunities.
• Regularly meet in person with agents and brokers and have the ability to travel to these meetings.
• Provide strategic direction and support for team and take responsibility for coaching, training, and performance management.
• Perform other duties as assigned.

Managing Director, Ocean Marine Underwriting

• Manages the work activities, performance, and professional development of the underwriting department, including leading and supporting a geographically dispersed remote team.
• Manage agency relationships and book management.
• Coach underwriting leaders, mentor underwriters, and contribute to the design and delivery of underwriting training programs; travel is required.
• Makes recommendations on underwriting policy and pricing strategy to Business Unit Lead.
• Reviews and manages the application of underwriting policy and pricing for all risks.
• Drive key initiatives and business strategies.
• Represent the organization at key industry events and conduct agency visits.
• Partner with the Product department to develop new products and enhance underwriting approaches.
• Work with the Claims team to review large loss reports and take corrective action when necessary.
• Work with the Actuarial team to review pricing, underwriting results, and portfolio performance.
• Coordinate with the Marketing team to communicate value propositions and underwriting messages to agency partners.
• Stay current on state and territory regulatory requirements, industry activity, and market trends.
• Lead and participate in projects as assigned.
• Perform other duties as needed.

Underwriting Manager

• Plans and organizes audits of underwriting processes to ensure compliance with regulatory requirements, company policies, and industry standards.
• Develops an understanding of underwriting practices and policies, identifying key risk areas within the underwriting function.
• Develops and implements audit procedures to evaluate the effectiveness of underwriting practices and adherence to established policies.
• Conducts regular audits of the underwriting processes, policy issuance, and claims handling to assess compliance and identifies areas for improvement.
• Evaluates the risks associated with underwriting practices, policies, and procedures, assessing the adequacy of controls in place.
• Maintains accurate and up-to-date records of underwriting audits, compliance assessments, and related documentation.
• Ensures that all relevant documentation is organized and accessible for internal and external audits.
• Prepares and submits regular reports on the status of underwriting compliance and audit activities to management and regulatory authorities.
• Provides insights and recommendations for improvements based on audit findings, contributing to enhanced underwriting processes.
• Communicates audit findings, recommendations, and compliance issues to relevant stakeholders, including underwriters, brokers, and management.
• Ensures that underwriting practices comply with regulatory requirements, industry standards, and company policies.
• Engages in continuous monitoring of underwriting activities, staying informed about changes in regulations and industry best practices.

Underwriting Compliance Specialist

• Support Senior Underwriters in underwriting and executing loans for clients
• Perform detailed due diligence on companies, industries, and management teams
• Build detailed financial projection models to analyze credit metrics
• Prepare succinct underwriting memorandums
• Establish strong working partnerships with key internal partners
• Manage multiple transactions/projects
• Review and offer feedback to Underwriting Senior Analysts and Analysts

Underwriting Associate – Corporate Banking

• Manage and develop a Secured Lending Underwriting team of individual contributors and managers in roles with moderate complexity and risk
• Engage and influence stakeholders, internal partners, and peers associated with Secured Lending Underwriting functional area or who are affected by its outcomes
• Identify and recommend opportunities for process improvement and risk control development within Secured Lending Underwriting functional area
• Manage the underwriting and loan closing functions within a geographic region
• Determine appropriate strategy and actions of a Secured Lending Underwriting team to meet moderate to high risk deliverables
• Interpret and develop policies and procedures for operations with moderate complexity within scope of responsibility
• Collaborate with and influence all levels of professionals, including experienced managers, as well interact directly with external customers
• Manage allocation of people and financial resources for Secured Lending Underwriting
• Develop and guide a culture of talent development to meet business objectives and strategy

Senior Manager – Secured Lending Underwriting

• Support the oversight and governance of the commercial casualty underwriting portfolio by analyzing underwriting guidelines and underwriting practices across regions and segments.
• Support the creation and upkeep of casualty underwriting guidelines to ensure consistency, compliance, and disciplined underwriting.
• Assess underwriting data, loss patterns, regulations, industry shifts, and legal updates to spot new risks and support recommendations for guidelines and risk appetite.
• Offer technical underwriting support and expert guidance to field teams and internal partners on casualty coverage, guidelines, and risk assessment.
• Support cross-functional teams on casualty initiatives, including product updates, system improvements, and operations enhancements.
• Assist with training development and reference materials to support underwriter understanding of casualty products, guidelines, and underwriting expectations.
• Create Wrike tasks and work with Business Analysts to define project requirements.
• Provide business requirements, test results, and analysis to evaluate underwriting tools, forms, and workflows for alignment with underwriting goals.
• Maintain appropriate documentation of analyses, recommendations, and decisions to support audits, regulatory inquiries, and internal governance processes.
• Track compliance with underwriting guidelines and report issues or trends to senior leadership when needed.

Casualty Underwriting Analyst

• Manage 3 UW teams and develop their skill sets in line with our underwriting philosophy and guidelines
• Maintain relationships and stay on the cutting edge of new third party data offerings. Identify, pilot, and engage new tools to improve underwriting
• Communicate with our insurance partners in concert with Ladder’s business development director who leads the relationship management of our reinsurers and carriers
• Partner with actuary to present mortality slippage each month to Ladder’s mortality team
• Serve as a subject matter expert to engineering and product teams as we build new insurance offerings

Director, Underwriting

• This Commercial Lines Underwriting Supervisor position is responsible for leading and managing a team of underwriters to ensure compliance with company underwriting policies.
• Work closely with the Director of Regional Underwriting Operations to develop strategic plans for profitable growth within the territory.
• Underwrite commercial lines insurance policies, including General Liability, Worker's Compensation, Property, Commercial Auto insurance.
• Evaluate performance of all underwriters to confirm adherence to company underwriting guidelines policy.
• Effectively manage the quality process in a book of business.
• Manage territory to meet all regulatory requirements.
• Responsible for the administration of underwriting authority to underwriters with the Director of Regional Underwriting Operations.
• Understand trending in relation to growth and profit.
• Demonstrate strong partnerships with agents and brokers.
• Support sales plans and agency engagement initiatives.
• Effectively manage agency profitability.

Commercial Lines Underwriting Supervisor – Auto Dealers

• Maintains a current and comprehensive knowledge of Lending Program Guidelines
• Conducts in-depth review of sponsor/guarantor financials, including balance sheets, income statements, tax returns and real estate schedules to determine ability to support guarantees
• Assists Underwriters in scrubbing and analyzing information from Client for accuracy
• Communicates with sponsors regarding due diligence items required from the borrower/sponsor
• Assists borrowers with agency forms, ensuring they are accurate and complete
• Follows up with internal team and clients to obtain all necessary information and to clarify any financial and/or property specific information
• Tracks orders for appraisals, title reports, environmental reports, legal formation documents, credit reports and any other documents required for processing the loan
• Works with internal and external counsel to deliver loan documents, obtain appropriate signatures, and deliver to escrow for closing
• Assists underwriters with completing required forms, and reviewing and verifying customer due diligence to ensure adherence to all compliance policy
• Completes post-closing funding procedures and deliver closed transactions to Loan Servicing
• Prepares loan status reports and documents as required
• Actively interacts with lending personnel to ensure timely analysis and closing of proposed loans
• Actively interacts with multiple internal and external parties involved in the lending process, including originators, brokers, sponsors, third party report providers, counsel, and credit officers

Real Estate Capital Markets Underwriting Analyst

• Gain Real World Experience through Underwriting Trainee Opportunities
• Join a team known for providing customers with just the right amount of coverage
• Engage in a 22-week development program beginning in July
• Participate in self-directed and virtual classroom learning sessions
• Receive on-the-job work experience and integrated sales training with support from a mentor
• Collaborate with sales teams, experienced underwriters, and leaders to hone underwriting skills
• Demonstrate growth and knowledge to begin a formal career post-training

Middle & Large Business Underwriting Associate – Life Sciences

• Oversee and execute quality reviews of Group Rating Intake Tool (GRIT) requests and monthly production work, ensuring accuracy and compliance with actuarial rating methodologies and underwriting guidelines.
• Conduct actuarial, underwriting, and financial impact analysis, including short/long stop-loss period analysis, credibility studies, and underwriting risk assessments to drive data-backed recommendations.
• Develop and implement training materials, procedure manuals, and departmental documentation to ensure standardization and knowledge retention of actuarial methodologies and underwriting practices.
• Identify and implement efficiencies in underwriting workflows, leveraging automation, predictive modeling, and data-driven process improvements to optimize team productivity.
• Develop and deliver technical training on underwriting practices, actuarial methodologies, rating factor adjustments, and risk evaluation techniques.
• Collaborate with internal and external audit teams to support actuarial and underwriting compliance, quality controls, and regulatory reporting.
• Review and validate with final quality reviews for monthly mailings and other underwriting communications to ensure accuracy and clarity.
• Develop, analyze, and maintain rating factors and risk models that support underwriting and actuarial tools, ensuring data-driven decision-making.
• Support SERFF rate filings with the Kansas Department of Insurance (KDOI) ensuring accurate and timely submission of rate justifications and regulatory documents.
• Oversee enhancements to underwriting tools and actuarial databases, ensuring seamless integration of rating models and optimization of underwriting systems.

Underwriting Quality and Tools Analyst

• Bring your expertise as an underwriter to cross-functional Ladder work teams.
• Evaluate medical and personal history on life insurance applications up to $8 million face amount.
• Participate in the development of the Underwriting team members.
• Collaborate with the Underwriting Audit team to enhance Underwriting Guidelines and clearly communicate audit finding feedback to the Underwriting team.
• Work closely with the Customer Experience and Compliance teams to answer underwriting related questions and share underwriting knowledge.
• Be comfortable both underwriting and applying your knowledge to systems and processes.
• Report to the Head of Underwriting.

• Functions as the Head of Underwriting and Portfolio Management for the Asset-based Finance (ABF) group
• Oversees a national team of credit analysts and portfolio managers responsible for the loan underwriting, loan structuring, and portfolio monitoring activities
• Coordinates with loan originators, and credit approvers to analyze, structure, document and close new loans to drive business growth
• Oversees all loan surveillance activities such as covenant monitoring, risk ratings, and credit reviews

See all jobs on JobTailor

Commercial CAT Underwriting Manager

Managing Director – Underwriting Director, National Property

Director, P&C Underwriting – Focus on Process Excellence

Managing Director, Ocean Marine Underwriting

Underwriting Manager

Underwriting Compliance Specialist

Underwriting Associate – Corporate Banking

Senior Manager – Secured Lending Underwriting

Casualty Underwriting Analyst

Director, Underwriting

Commercial Lines Underwriting Supervisor – Auto Dealers

Real Estate Capital Markets Underwriting Analyst

Middle & Large Business Underwriting Associate – Life Sciences

Underwriting Quality and Tools Analyst

Underwriting Manager

Head of ABF Underwriting, Portfolio Management