Bodily Injury Adjuster

• Investigate automobile accidents involving single or multiple vehicles with property damage and/or bodily injury involving attorneys or litigation
• Assess coverage, liability, and damages
• Provide customer service through voice calls, email, and text messages
• Use innovative platforms and tools to negotiate fair and timely injury settlements
• Handle a high volume of pending cases
• Investigate casualty claims through detailed damage reviews and policy interpretation
• Communicate with customers by phone, email, and video chat
• Evaluate and negotiate settlements with customers, vendors, third-party carriers, and claimants
• Apply legal and business-standard claim-handling methodologies
• Use estimate tools, job aids, and settlement platforms
• Document claims accurately and timely in the claims system
• Protect the company financially by executing policies according to policy agreements

Bodily injury adjuster investigating and negotiating complex auto claims for Allstate

Bodily Injury Adjuster – Represented, Moderate/Complex

Bodily injury adjuster investigating, evaluating, and negotiating complex auto claims for Allstate. Handling represented casualty cases remotely across Eastern and Central Time Zones.

• Perform all duties as outlined in the Property Damage Adjuster Job Description
• Daily review of workflow and claim system reminders with follow up and significant progress towards completion of any task set as a reminder, or received in workflow within 72 hours
• Review of new claims assignments within 24 hours of assignment/Completion of the Plan of Action
• Contact with the insured/claimant within 24 hours of assignment
• Assign appraisers or coordinate the receipt of estimates of damage according to client guidelines or approval
• Determine if estimates or appraisals are appropriate based upon reported damages and other evidence
• Gather evidence of damages
• Interview or obtain recorded statements from the claimant, the Insured and any witnesses
• Request payment authorization according to client guidelines and Davies Claims North America policy and procedures
• Follow client guidelines for any claim denial
• Obtain internal investigation reports from the insured (client) when permitted by the client
• Professional and timely communication with the client
• Determine degree of attorney involvement, if any
• Always act with the utmost good faith in handling of the claim from beginning to closure
• Set reminders within the claim system for necessary follow up in an appropriate time frame
• Accurately record any communication, or activity relevant to the claim; in the claim system notes
• Follow procedures to image documents sent to you that are relevant to the claim file (including e-mail)
• Meet the requirements of Continuing Education as required for licensure as an adjuster
• Maintain a 95% claim closure ratio
• Report to the Excess carrier on any claim that meets the requirements to do so (including status reports)
• Immediately notify your supervisor and the client of any Summons and Complaint received, identify assigned defense counsel, communicate and cooperate with defense counsel
• Obtain status reports from defense counsel at 90-day intervals
• Read and Understand the Excess Carrier Insurance Policy
• Run ISO ClaimSearch on injured claimants
• Determine the injury status of all persons involved in a crash investigation
• Interact with insurance adjusters from other companies to obtain information needed to process your claim
• Respond to Reservation of Rights letters from Excess Carrier if necessary
• Develop working knowledge of No Fault/PIP law
• Enter necessary information into the claim system to ensure mandatory reporting to Medicare
• Follow Davies Claims North America guidelines when settling claims involving a Medicare recipient
• Check for the claimant’s compliance with F.S. 768.28 Sovereign Immunity
• Recommend/assign field adjuster as necessary
• Review field adjuster reports for thoroughness and accuracy.

Bodily Injury Adjuster handling General Liability and Auto Liability claims

P&C Liability Bodily Injury Adjuster

Bodily Injury Adjuster adjusting General Liability, Auto Liability, and related claims for Davies North America. This role entails home-based work with potential travel for claims meetings and inspections.

• Investigating and confirming the facts of loss for automobile accidents
• Determining coverage, liability, damages, and adjusting claims
• Collaborating with assigned representatives for fraud or subrogation claims

Bodily Injury Adjuster handling automobile accident claims at National General.

Bodily Injury Adjuster – IHBI

Bodily Injury Adjuster investigating automobile accidents and adjusting claims for National General. Collaborating with representatives on fraud assessments and ensuring proper claims handling.

• Grant settlement authority on complex claims
• Investigate, evaluate, negotiate high exposure BI claims
• Collaborate with Field leadership and Home Office Claim litigation
• Perform file reviews and analyze data

Large Loss Bodily Injury Adjuster managing complex casualty claims for Allstate

Large Loss Bodily Injury Adjuster

Large Loss Bodily Injury Adjuster handling high exposure claims for Allstate across several U.S. states. Requires extensive claims experience and strong analytical skills.

• Investigate and manage a caseload of non-represented bodily injury and related property damage claims
• Review insurance policies, police reports, medical records, repair estimates, photographs, and other supporting documentation to determine coverage, liability, and damages
• Evaluate minor bodily injury claims, including soft tissue injuries, and review vehicle damage using industry-standard estimating tools, as applicable
• Document claim investigations, evaluations, and decisions accurately and thoroughly
• Negotiate fair and timely settlements for bodily injury and property damage claims within assigned authority
• Communicate professionally with insureds, claimants, repair facilities, medical providers, and other stakeholders throughout the claims process
• Maintain complete, accurate, and timely claim files
• Identify and escalate complex claims, coverage issues, suspected fraud, or litigated matters as appropriate
• Collaborate with Underwriting, Legal, Special Investigations, and other internal departments to facilitate efficient claim resolution
• Ensure compliance with company policies, state regulations, and industry standards while providing exceptional customer service

Early Bodily Injury Auto Adjuster managing automobile claims for United Automobile Insurance Company

Early Bodily Injury Auto Adjuster

Early Bodily Injury Auto Adjuster managing low-complexity automobile claims at United Automobile Insurance Company. Investigating, negotiating, and resolving claims while ensuring compliance with policies and regulations.

• Investigating automobile accidents involving single or multiple vehicles, which result in property damage and/or bodily injury with attorney/litigation involved.
• Assessing coverage, liability, and damages while providing exceptional customer service throughout the day.
• Engaging in negotiation processes to reach fair and timely injury settlements with all parties involved.
• Communicating with customers and attorneys through various channels including voice calls, email, and text messages.
• Managing a high-volume of pending cases efficiently.

Represented Bodily Injury Adjuster managing automobile accident claims.

Represented Bodily Injury Adjuster investigating and negotiating automobile accident claims remotely. Providing exceptional customer service and handling high-volume pending cases effectively.

• Responsible for granting settlement authority on highly complex claims.
• Provides recommendations on requests to go to trial on cases where the gross exposure is in excess of MCO authority.
• Handles catastrophic losses, litigated files, and rejected tenders in highly challenging venues.
• Collaborates with Field leadership on additional steps to be taken regarding claims.

Senior Consultant II managing complex bodily injury claims at Allstate

Bodily Injury Large Loss Adjuster

Senior Consultant II handling high-exposure bodily injury claims while working with Allstate's innovative insurance solutions across multiple states.

• Investigating moderate represented claims including UM/UIM claims in car accidents
• Handling complex CPL claims or specialized claims
• Taking recorded statements and resolving loss of use claims
• Negotiating and settling or referring bodily injury issues

Bodily Injury Adjuster investigating claims for Allstate

Bodily Injury Adjuster – UM/UIM Severe/Complex Represented Litigation

Bodily Injury Adjuster investigating UM/UIM claims and handling complex litigation. Focused on ensuring an efficient claims process remotely for Allstate.

• Investigate and confirm the facts of loss for complex automobile accidents.
• Determine coverage, liability, damages and negotiate claims.
• Mentor junior employees.
• Handle a range of injury exposures from soft tissue injuries to fracture claims.

Bodily Injury Adjuster managing complex automobile claims for Allstate.

Bodily Injury Adjuster – Extended Handler

Bodily Injury Adjuster responsible for investigating and negotiating complex automobile claims at Allstate. Support claims across Northeastern states with a focus on attorney represented bodily injury cases.

Bodily Injury Adjuster jobs in United States

See all jobs on JobTailor

Bodily Injury Adjuster – Represented, Moderate/Complex

P&C Liability Bodily Injury Adjuster

Bodily Injury Adjuster – IHBI

Large Loss Bodily Injury Adjuster

Early Bodily Injury Auto Adjuster

Bodily Injury Adjuster – Represented, Moderate/Complex

Bodily Injury Large Loss Adjuster

Bodily Injury Adjuster – UM/UIM Severe/Complex Represented Litigation

Bodily Injury Adjuster – Extended Handler