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Early Bodily Injury Auto Adjuster
United Automobile Insurance CompanyEarly Bodily Injury Auto Adjuster managing low-complexity automobile claims at United Automobile Insurance Company. Investigating, negotiating, and resolving claims while ensuring compliance with policies and regulations.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing bodily injury and property damage claims, with a strong focus on investigation, negotiation, and compliance with industry standards. Proficient in utilizing claims management systems and maintaining accurate documentation while delivering exceptional customer service.
Highest-signal resume keywords
Bodily Injury Claims HandlingActive Florida All-Lines Adjuster LicenseClaims Management Systems ProficiencyNegotiation SkillsAnalytical Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Claims InvestigationClaims EvaluationDocumentation AccuracyCoverage DeterminationLiability AssessmentDamage AssessmentSoft Tissue Injury EvaluationHigh-Volume Caseload ManagementDecision-MakingCustomer Service
Soft Skills
Interpersonal CommunicationOrganizational SkillsWritten CommunicationVerbal CommunicationNegotiation Abilities
Tools & Technologies
Microsoft Office ApplicationsIndustry-Standard Estimating Tools
Certifications & Qualifications
Florida All-Lines Adjuster License
Industry Keywords
Automobile Claims AdjustingProperty Damage ClaimsInsurance PoliciesMedical RecordsRepair EstimatesFraud InvestigationState RegulationsCustomer Service Standards
About the role
Key responsibilities & impact- Investigate and manage a caseload of non-represented bodily injury and related property damage claims
- Review insurance policies, police reports, medical records, repair estimates, photographs, and other supporting documentation to determine coverage, liability, and damages
- Evaluate minor bodily injury claims, including soft tissue injuries, and review vehicle damage using industry-standard estimating tools, as applicable
- Document claim investigations, evaluations, and decisions accurately and thoroughly
- Negotiate fair and timely settlements for bodily injury and property damage claims within assigned authority
- Communicate professionally with insureds, claimants, repair facilities, medical providers, and other stakeholders throughout the claims process
- Maintain complete, accurate, and timely claim files
- Identify and escalate complex claims, coverage issues, suspected fraud, or litigated matters as appropriate
- Collaborate with Underwriting, Legal, Special Investigations, and other internal departments to facilitate efficient claim resolution
- Ensure compliance with company policies, state regulations, and industry standards while providing exceptional customer service
Requirements
What you’ll need- 1–3 years of automobile claims adjusting experience handling property damage claims
- Prior bodily injury claims experience is required; candidates must demonstrate a willingness to develop expertise in bodily injury claims handling
- Active Florida All-Lines Adjuster License
- Strong investigative, analytical, organizational, and decision-making skills
- Excellent written, verbal, and interpersonal communication skills
- Effective negotiation and customer service abilities
- Ability to manage a high-volume caseload while meeting productivity and quality expectations
- Proficiency with claims management systems and Microsoft Office applications
Benefits
Comp & perks- 401(k) Retirement Savings Plan with employer match
- Comprehensive Medical, Prescription Drug, Dental, and Vision Insurance
- Paid Time Off, Company Holidays, and Leave Programs
- Flexible Spending Accounts (FSA)
- Basic Life Insurance and Voluntary Life/AD&D Insurance
- Short-Term and Long-Term Disability Insurance