Actuary

• Ensures that the appropriate modeling is being done and that the team continues to develop technically. Develops and drives the strategy for the most appropriate tools, technology and resources for the team to use.
• Complies with, monitors their staff for compliance with, and ensures that their areas have appropriate monitoring in place for all applicable compliance requirements and Actuarial Standards of Practice.
• Communicates effectively across the company and with external parties. Ensures that the appropriate information is making its way to all levels of the organization. Has ability to recommend a course of action based on 360 view of the business and develop compelling written and oral presentations that clearly drive the delivery of information for high-level decision making.
• Determines strategies to develop and improve key relationships in the areas and with external areas. Determines all areas where key relationships should exist.
• Understands actuarial concepts, multiple actuarial areas and at least one business segment all at expert level.
• Directs the work of a team of actuaries and possibly non-actuaries. Manages long term projects and work streams. Sets the strategy for success in the area.
• Manages and develops a team of Managers and potentially some analysts. Supports, guides and prepares managers for difficult conversations with staff.
• Drives and demonstrates a continuous improvement culture in the department.

Director – Actuary

• Lead and perform actuarial analyses that support reserving, forecasting, and strategic decision-making
• Evaluate new business opportunities, providing data-driven insights
• Monitor emerging risks and communicate business implications
• Partner with Underwriting, Legal, Reinsurance, and Accounting teams
• Develop and govern actuarial models and methodologies
• Present findings and strategic recommendations to senior leadership
• Mentor and develop actuarial talent
• Support State National's values and strategic priorities

• Support the identification, assessment, and management of model risk across the organization
• Ensure that models and assumptions used for pricing, reserving, capital, and risk management are appropriately governed, documented, challenged, approved, monitored, and reviewed
• Maintain and administer the company’s model governance and assumption governance frameworks in alignment with regulatory requirements and industry best practices
• Identify, assess, monitor and report on model risk within the company’s enterprise risk management framework
• Perform independent validations of actuarial and financial models
• Lead the annual review of model risk rating classifications
• Collaborate with actuarial, finance, underwriting, and risk teams to embed model risk awareness

Model Risk Actuary

• Uses statistics, financial theory, mathematics, and basic financial and actuarial principles to assess the impact of company decisions or situations
• Communicates complicated concepts, information, and recommendations regarding process, data, analysis, and results to different audiences as needed
• Manages small projects with limited interaction outside Actuarial department

Staff Actuary

• Build and deploy tools using Generative AI and advanced analytics to automate pricing workflows and improve analytical insight.
• Perform statewide and segmented actuarial pricing indications for homeowners insurance products, ensuring rate adequacy and sound risk segmentation.
• Develop and enhance pricing methodologies by incorporating loss trends, expense assumptions, reinsurance costs, and catastrophe modeling outputs.
• Reconcile actuarial indications with financial performance and business objectives in partnership with actuarial leadership.
• Prepare actuarial support for rate filings, including exhibits, documentation, and responses to regulatory inquiries.
• Partner with insurance product teams to support rate changes, pricing reviews, and state expansion initiatives.
• Lead class plan builds and pricing support for new state launches and product expansions.
• Pull, clean, and validate data for CAT modeling; run catastrophe models and analyze results to inform ratemaking decisions.
• Collaborate with technology and data teams to improve data quality, automate analyses, and modernize pricing pipelines.
• Monitor regulatory developments, market trends, catastrophe activity, and structural changes that impact pricing strategy.

Senior Pricing Actuary

• lead key pricing and analytics work within a cross-functional team
• develop and monitor predictive models
• evaluate rate adequacy across states and segments
• lead rate indications and pricing studies to inform renewal strategy and multi-state price updates
• assess retention, conversion, and price elasticity
• conduct pre- and post-implementation impact analyses
• recommend course corrections as needed
• support data mapping, exploration and modeling projects
• drive process improvements through data and automation
• provide technical leadership through mentoring, governance, and clear communication to technical and non-technical stakeholders
• present findings and recommendations to senior leadership

Lead Actuarial Analyst

• Lead the collection, validation, and analysis of complex healthcare data to deliver strategic financial reports, forecasts, and cost projections for health and benefits programs
• Provide actuarial oversight of carrier underwriting, validating rates, assumptions, and methodologies while resolving discrepancies to ensure accurate and competitive pricing
• Direct in-depth analysis of client claims experience (medical, pharmacy, stop-loss), producing budget vs. actual reporting and actionable insights to improve cost performance
• Develop and manage advanced pricing and rate strategies using actuarial techniques such as trend analysis, credibility, experience rating, and predictive modeling
• Conduct benchmarking and competitive analyses, translating comparisons against industry and geographic peers into executive-level recommendations
• Lead forecasting and scenario modeling to evaluate healthcare costs, utilization trends, demographic changes, and high-cost risk exposures
• Standardize and enhance actuarial models, financial frameworks, and reporting processes to improve consistency, scalability, and operational efficiency
• Collaborate with underwriting, finance, and consulting teams to align assumptions and ensure compliance with regulatory requirements (e.g., Affordable Care Act, Employee Retirement Income Security Act)
• Serve as a senior advisor by presenting insights to clients, supporting business development and renewal strategies, leading special projects
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

Insurance Actuarial Analyst

• Lead quarterly and annual reserve analyses for multiple P&C lines of business.
• Evaluate reserve adequacy and analyze loss development trends.
• Prepare reserve recommendations and support statutory and management reporting.
• Collaborate with external actuaries on reserve studies, actuarial reviews, and reporting requirements.
• Partner with Claims, Underwriting, and Finance teams to identify emerging trends and assess business impacts.
• Maintain and enhance reserving models, methodologies, and supporting documentation.
• Train and mentor Financial Analysts on actuarial reserving techniques and best practices.
• Support audits, regulatory reviews, and actuarial reporting requirements.
• Identify opportunities for process improvement and automation within the reserving function.

Manager – Actuarial Reserving

• Lead routine client engagements managing overall service delivery, strategy, financial evaluations, plan design, renewal, business placement
• Review data analyses conducted by junior staff to ensure actuarial soundness
• Perform and review complex analyses and cost projections using Excel, SAS, and other software
• Draft and review client reports or presentations to summarize findings and recommend strategies or solutions

Senior Health Actuary Consultant

• Participate in implementation, maintenance, and analysis of actuarial models and systems
• Run and develop complicated models
• Perform detailed analysis of results
• Develop simple written and oral presentations for decision making
• Understand basic business and actuarial concepts

Senior Actuarial Analyst

• Serve as a senior resource to the Actuarial and Financial Group (AFG)
• Review policy and modeling issues including Pharmacy trends
• Lead consulting engagements with large employers regarding the financial evaluation of pharmacy benefit plans
• Assist in negotiations with benefits carriers and vendors to secure plan coverage for employers
• Manage pharmacy projects and junior staff
• Establish effective carrier/vendor relationships to serve clients
• Develop sophisticated benefits design and renewal strategies
• Monitor project success in terms of scope, budget, timeliness and client satisfaction

Pharmacy Benefits Actuarial Consultant

• Conduct analysis, pricing and risk assessment to estimate financial outcomes in support of the enterprise’s highest-priority Value-Based Care (VBC) initiatives
• Apply knowledge of mathematics, probability, statistics, principles of finance and business to calculate financial outcomes
• Support methodology development and refinement of valuation approaches used to measure program efficacy and shared savings
• Extract, clean, and analyze complex claims and clinical datasets to stand up valuation models end-to-end
• Ensure cash reserves and liabilities enable payment of future benefits
• Determines equitable basis for distributing money for insurance benefits
• Participate in merger and acquisition analysis
• Performs other duties as assigned
• Complies with all policies and standards

• Lead complex actuarial and analytical initiatives, defining scope, work plans, and execution strategies.
• Advise leadership on analytical strategy, risk assessment, and project priorities.
• Oversee and take accountability for technical work produced by project teams.
• Develop and evaluate pricing, provider reimbursement, and benefit analyses.
• Interpret complex data and trends, translating insights into clear, actionable recommendations for leadership.
• Drive quality through peer review and strong documentation.
• Partner cross-functionally to provide ongoing and ad hoc actuarial support.
• Mentor and develop junior team members.

Senior Actuary

• Managing the implementation, maintenance and critical review and analysis of models, studies and systems
• Developing complicated models and teaching others how to develop models
• Developing written and oral presentations that drive the delivery of information for decision making
• Managing complex day-to-day projects that may include non-actuarial departments and external parties
• Possessing and demonstrating a deep understanding of multiple actuarial areas and at least one business segment

Senior Managing Actuary

• coordinate, prepare, and perform actuarial analyses required to develop new products, project future results, reprice existing products, and/or determine financial strength
• performs routine work assignments utilizing actuarial modeling software driven models for pricing, valuation, and/or risk management
• responsible for data compilation and analytical support including entering data and tables, running models, and generating reports
• participates in developing recommendations for model adjustments and improvements, when appropriate
• resolves less complex issues independently and identifies appropriate issues for escalation
• leveraging established processes, preparing reports, identifies and resolves data and reporting problems
• responsible for maintaining proper price level, price structure, data availability, model, and other requirements to achieve profitability and competitive goals
• monitors critical experience areas and identifies unfavorable trends
• identifies sources of gain and loss by product and assumption
• tests impact of assumptions and the appropriate premiums, interest margins, reserves, and cash values for profitability and viability of new and existing products
• ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures

Life Actuarial Analyst

• Focus on annual pension actuarial valuations to determine cash and accounting requirements
• Support merger and acquisition transactions as they impact corporate benefit programs
• Assist clients optimally manage their employee benefits programs from a financial, compliance, and communications perspective
• Design custom micro sites for a wide range of corporate compensation and benefits needs

Undergraduate Full-Time – Actuarial Associate, Workplace Consulting

• Risk Assessment: Evaluate and analyze health insurance applications to determine the risk they pose, helping to set premium rates that are both fair and competitive.
• Claims Analysis: Interpret and analyze underlying claims experience to inform underwriting decisions and policy adjustments.
• Collaboration: Work closely with sales teams to develop competitive insurance products and strategies, ensuring alignment with company goals and client needs.
• Policy Development: Assist in the development of insurance policies or suggest changes to existing policies that balance the needs of market with the risk to the insurance company.
• Regulatory Compliance: Stay updated with changes in legislation and regulations that may affect the product design and underwriting considerations.
• Documentation: Maintain accurate and detailed records of policies underwritten and decisions made, tracking concessions and experience.
• Communication: Coordinate with brokers and agents to gather additional information or to explain underwriting decisions.

Commercial Underwriter, Health Actuary

• Uses statistics, financial theory, mathematics, and basic financial and actuarial principles to assess the impact of company decisions or situations.
• Operates with a high level of autonomy for daily purposes of pricing, underwriting, statistics, reserving, forecasting, and other actuarial functions.
• Communicates complicated concepts, information, and recommendations regarding process, data, analysis, and results.
• Manages small projects with limited interaction outside Actuarial department as necessary.

• Design, price, and implement Life Insurance products, balancing profitability, marketability, and risk
• Lead Group Benefits reporting requirements for Minimum Loss Ratio (MLR) under Patient Protection and Affordable Care Act (PPACA)
• Review emerging experience and adjust assumptions and pricing as necessary
• Collaborative mindset to work cross functionally with teams such as Product Development, Finance, Risk, Compliance, Legal, Distribution, Reinsurance

Associate Actuary, Life Pricing and Group Benefits

• Lead client relationships that provide comprehensive H&W support and innovative solutions
• Lead H&W Workplace Consulting projects, mentor other associates and promote collaboration
• Lead the development and presentation of strategic recommendations to clients on an annual basis
• Build extensive knowledge of the client and their business and find opportunities to expand relationships to solve client problems
• Provide overall accountability to our clients for our analytical and actuarial deliverables
• Provide direction, support, and review of health and welfare program renewals/pricing, budgets, IBNP development, and other financial support
• Play a leadership role in efforts to expand our H&W client base through participation in RFPs, finalist meetings and the development of new offerings
• Develop and present webinars, and other marketing efforts, focused on actuarial insights of interest to current and prospective clients
• Collaborate with other senior leaders in the H&W practice to develop strategies to lead people development and client delivery
• Lead and mentor the team of H&W associates assigned to support your client team, as well as the general H&W practice
• Co-lead the development & maintenance of actuarial tools and standards required to support our clients’ ongoing H&W needs
• Interact with our clients’ Accounting and Finance Teams, as needed, to include meeting with clients’ outside auditors when requested

Actuary jobs in Texas

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Director – Actuary

Actuary

Model Risk Actuary

Staff Actuary

Senior Pricing Actuary

Lead Actuarial Analyst

Insurance Actuarial Analyst

Manager – Actuarial Reserving

Senior Health Actuary Consultant

Senior Actuarial Analyst

Pharmacy Benefits Actuarial Consultant

Actuary

Senior Actuary

Senior Managing Actuary

Life Actuarial Analyst

Undergraduate Full-Time – Actuarial Associate, Workplace Consulting

Commercial Underwriter, Health Actuary

Staff Actuary

Associate Actuary, Life Pricing and Group Benefits

Vice President – Actuary, Health & Welfare