Credit Risk Analyst
YouLend
full-time
Posted on:
Location Type: Hybrid
Location: London • United Kingdom
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Salary
💰 £40,000 - £60,000 per year
About the role
- Utilising statistical techniques and data analysis to assess portfolio-level credit risk.
- Identifying trends, risks, and opportunities across customer segments using advanced analytics.
- Supporting the creation of credit risk policies, underwriting strategies, and pricing.
- Delivering actionable insights and recommendations to optimise risk-adjusted returns.
- Working with internal teams, including operations, product, finance, and compliance, to align risk management objectives with business goals.
Requirements
- Proficiency in SQL.
- Experience in credit risk
- Strong understanding of credit risk metrics (PD, LGD, EAD) and financial modelling.
- Experience with data visualization tools and techniques.
- Excellent analytical, problem-solving skills and attention to detail.
- Experience in European Markets (ideally France or Germany)
- Desirable skills: Experience in SME lending
- Python
Benefits
- Stock Options
- Private Medical insurance via Vitality and Dental Insurance with BUPA
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Paddle and Yoga Club
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
SQLcredit riskcredit risk metricsfinancial modellingdata visualizationPython
Soft skills
analytical skillsproblem-solving skillsattention to detail