YouLend

Platform Engineer

• Drive the design and improvement of YouLend’s developer platform and infrastructure
• Write and reason about code (preferably in C#/.NET or Python)
• Build scalable infra using Terraform and Kubernetes
• Shape standards, tooling, and infrastructure patterns

Senior Platform Engineer

Financial Crime

• Review customer transactions and alerts (including disbursements, repayments, and account activity) to identify unusual patterns or red flags in real-time and post-event scenarios.
• Conduct in-depth reviews on higher risk customers, including gathering additional documentation, performing open-source intelligence (OSINT) checks, and assessing risk indicators.
• Investigate suspicious transactions, credit applications, identity mismatches, and fraud attempts (e.g., synthetic identities, mule activity, account takeovers), escalating where appropriate.
• Maintain accurate and complete investigation records, create internal case files, and support the preparation of Suspicious Activity Reports (SARs) in line with regulatory standards.
• Work closely with credit risk, underwriting, collections, and engineering teams to resolve fraud cases and help build smarter detection workflows.
• Contribute to the improvement of financial crime detection systems by feeding back learnings and supporting updates to monitoring rules, alerts, and internal procedures.
• Stay current on relevant AML, fraud, and fintech regulatory obligations (e.g., UK FCA, JMLSG, MLRs, POCA, PSD2) and ensure investigations are aligned with compliance requirements.

Financial Crime Operations Analyst

Analyst

• **The Role**
• We are seeking a Senior Credit Risk Analyst with strong experience in the German market, particularly in consumer or SME lending. The Senior Credit Risk Analyst is responsible for developing and managing analytical tools to evaluate and monitor credit risk across portfolios, ensuring effective risk management strategies..

Senior Credit Risk Analyst

• Develop and manage analytical tools to evaluate and monitor credit risk across portfolios.
• Utilise statistical techniques and data analysis to assess portfolio-level credit risk.
• Identify trends, risks, and opportunities across customer segments using advanced analytics.
• Support the creation of credit risk policies, underwriting strategies, and pricing.
• Deliver actionable insights and recommendations to optimise risk-adjusted returns.
• Collaborate with operations, product, finance, and compliance to align risk management with business goals.

Underwriter

• YouLend is a rapidly growing FinTech and the preferred embedded financing platform for many leading e-commerce platforms, tech companies, and Payment Service Providers.
• Enables partners to extend their value proposition by offering flexible financing products in their own branding without capital at risk.
• Owned by EQT and has grown >100% year-on-year since 2020.
• Headquartered in London, UK, and present in several European countries and the United States.
• Services partners including eBay, Amazon, Just Eat, Shopify, and Stripe.
• Expected start date: As soon as possible.
• Salary: A competitive market salary + bonus + equity.

Head of Credit Operations/Underwriting

Human Resources

• About Us: YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments.
• Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base; with AI-driven credit risk assessment solutions to deliver fast, flexible and affordable funding.
• We operate in 9+ geographies across the UK, EU and the US.
• We believe the future of financial services will be delivered by customer-oriented tech companies embedding financing in customer journeys.
• The Role: As the HR Manager, you'll manage the entire employee lifecycle, develop targeted training programs, resolve ER cases, and perform HR administrative duties to drive our people strategy and ensure we continue to attract, retain, and develop exceptional talent.