Support the development of strategies to manage risk and optimize performance across Wealthsimple’s credit card products, and other retail lending domains.
Evaluate the performance of lending portfolios, and the performance of your campaigns, lending strategies and experiments.
Recommend strategy enhancements to improve marginal profitability and mitigate emerging risks.
Execute and analyze retail lending campaigns that drive revenue by changing approvals, line management, pricing, credit limits, recovery rates.
Work across many teams to support road maps, and implement your strategies that drive immediate impact.

Requirements

Has strong data skills: dashboards, reporting, visualization, data manipulation.
Experience using SQL to conduct quantitative analysis, and synthesizing results into actionable proposals.
Can develop and communicate stories to both technical and non-technical stakeholders.
Is able to internalize and weigh information to come to balanced decisions.
Is intellectually curious, passionate about their work, and wants to have ownership over their projects.
Has 1-2 years experience in a retail lending domain such as credit risk, credit modeling, credit lifecycle management, collections, credit policy implementation, profitability analysis. Co-op experience accepted.
Experienced with statistical/quantitative analysis: experimental design, champion/challenger (or A/B) testing, model accuracy validation, constrained optimization, decision trees, discounted cash flows, financial modeling.
Has technical experience in: SQL, Python, GitHub.
Airflow, AWS redshift, dbt are nice-to-have

Benefits

Top-tier health benefits and life insurance
Long-term group savings with employer match using our Wealthsimple for Business platform
20 vacation days + 4 wellness days per year, and unlimited sick and mental health days
90 days away program: Employees can work outside of Canada for up to 90 days per calendar year
A wide variety of peer and company-led Employee Resources Groups (e.g., Rainbow, Women of Wealthsimple, Black @ WS)

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

data manipulationquantitative analysisstatistical analysisexperimental designA/B testingmodel accuracy validationfinancial modelingdecision treesconstrained optimizationprofitability analysis

Soft Skills

communicationintellectual curiosityownershipdecision makingstorytelling