Wayflyer

Analyst

• Analyse bank statements, management accounts and non-financial data of new and existing customers to understand cash conversion cycles, repayment capacity and overall collectability
• Identify and assess the risks involved in funding a variety of business types, including but not limited to software, professional services, healthcare, bars and events
• Lead and support customer calls to validate trading activity, reconcile deposits against reported revenue and evaluate the sustainability of sales growth, margins and cashflow.
• Work closely with Credit Strategy and Product teams to refine lending frameworks, scoring models and credit policies that drive sound decision-making across industries.
• Collaborate with our Sales and Operations teams to understand how customers are acquired and onboarded, and how we build long-term funding relationships
• Learn about our loan portfolio and risk management approach, including how we monitor performance, detect early warning signals and exit high-risk positions
• Work cross-functionally with product, data, engineering and commercial teams on high-impact projects that shape how we underwrite, fund and support businesses globally

Senior Credit Analyst, New Verticals