Director, FP&A, Global Consolidation
Perrigo Company plc
Senior Counsel, Financial Services
Walmart
full-time
Posted on:
Location Type: Hybrid
Location: Hoboken • New Jersey • 🇺🇸 United States
Visit company websiteSalary
💰 $130,000 - $260,000 per year
Job Level
Senior
About the role
- Provide expert legal leadership across Walmart’s broad financial services portfolio—encompassing credit cards, personal lending, BNPL, prepaid programs, digital wallets, subscription and loyalty products, and fintech partnerships.
- Serve as the primary in-house legal advisor for innovative financial services products in the U.S.
- Support external fintech partners and collaborate with international teams on emerging opportunities.
- Help shape legal strategies for domestic financial services growth and seamless integration of fintech initiatives globally.
- Advise on fintech and digital wallet launches, fintech integration, and other strategic payment platform initiatives.
- Support partnerships with money transmitters and banks—in product rollout, state/federal licensing, remittance tax compliance, and regulatory change management.
- Collaborate cross-functionally (Compliance, Investigations, Operations, Product, Tech) on fraud mitigation, marketing disclosures, and data privacy integrations.
- Offer legal guidance for AI-driven financial tools that personalize user experiences and enhance payments, loyalty, and fintech engagement.
- Provide counsel on domestic and inbound regulatory inquiries (CFPB, FTC, State AGs, state banks).
Requirements
- 8+ years of experience in legal roles supporting consumer financial services or fintech operations—either in-house or with a law firm.
- Credit card experience desirable, including advising on card program structure, billing and dispute resolution, APR disclosures, fees, underwriting and co‑brand card models.
- Deep expertise in Reg Z and Reg E in retail financial services contexts.
- Strong background in banking regulation, including licensing, money transmitter laws, state and federal oversight.
- Experience supporting digital wallet, payments, and fintech product development—guiding legal and regulatory aspects.
- Experience at a financial regulator (e.g., CFPB, FTC, or state banking authority) or working with regulators provides a meaningful advantage.
- Proven ability to translate legal risk into practical, business-focused advice.
- Excellent written and verbal communication skills, with the ability to collaborate across diverse teams and convey legal guidance to non-law audiences.
- Practical judgment and a commercial mindset sharpened in fast-paced environments.
Benefits
- Health benefits include medical, vision and dental coverage.
- Financial benefits include 401(k), stock purchase and company-paid life insurance.
- Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty and voting.
- Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.
- Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
legal leadershipconsumer financial servicesfintech operationscredit card program structurebilling and dispute resolutionAPR disclosuresReg ZReg Ebanking regulationdigital wallet development
Soft skills
collaborationcommunicationpractical judgmentcommercial mindsetadvisory skillscross-functional teamworklegal risk translationstrategic thinkingproblem-solvingadaptability
