Vivo (Telefônica Brasil)

Payments Product Specialist – E-commerce

Vivo (Telefônica Brasil)

full-time

Posted on:

Location Type: Hybrid

Location: São PauloBrazil

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Tech Stack

About the role

  • Lead technical end-to-end initiatives, from discovery through design, implementation and production support.
  • Act as a consultative technical reference for squads and partner areas.
  • Design solutions for full payment flows including authorization, capture, settlement, reversal/refund and cancellation.
  • Define, develop and institutionalize standards, technical specifications and reference architectures for the payments domain.
  • Define integration standards with gateways, acquirers and sub-acquirers.
  • Create abstractions that support multiple payment providers.
  • Ensure idempotency, consistency, traceability and resilience of transactional flows.
  • Guide and validate event modeling, messaging strategies and failure-handling.
  • Ensure consistency between technical states and financial records.
  • Support the evolution of technical and financial reconciliation processes.
  • Define testing, quality and observability guidelines for high-volume systems.
  • Support analysis of critical incidents and definition of structural improvements.
  • Influence technical decisions with corporate architecture, product, risk and finance teams.
  • Raise the technical maturity and governance of the payments domain across the organization.

Requirements

  • Bachelor's degree in Computer Science, Software Engineering, Computer Engineering, Information Systems or related Technology fields.
  • Experience with public or hybrid cloud architecture.
  • Solid experience with public or hybrid cloud architecture.
  • Strong foundation in distributed systems and high-scale transactional processing.
  • Experience with REST APIs, event-driven architecture and microservices.
  • Experience with messaging systems, queues, pub/sub and eventual consistency patterns.
  • Knowledge of high availability, resilience, observability and performance.
  • Experience with automated testing, CI/CD and quality engineering.
  • Ability to be hands-on when needed while maintaining a strategic vision.
  • Practical experience with payment methods such as card, Pix, boleto, recurring payments and split payments.
  • Complete understanding of the authorization, capture, settlement, reversal/refund and chargeback cycle.
  • Experience with gateways, acquirers and sub-acquirers.
  • Knowledge of risk, anti-fraud, disputes and chargebacks.
  • Experience with technical and financial reconciliation.
  • Familiarity with regulatory and security requirements applicable to the sector.
  • Ability to assess financial and regulatory impacts of architectural decisions.
  • Hands-on profile with strong architectural and system-level vision.
  • Ability to influence multiple teams without necessarily having direct management.
  • Strong technical and executive communication skills.
  • High accountability for decisions that impact financial risk and reputation.
Benefits
  • Choose the ideal benefit for you and your dependents via a digital platform with categories including gym, meal and food vouchers (VR, VA), pharmacy assistance, medical and dental coverage, and life insurance;
  • Company mobile phone. Yes, a brand-new smartphone for you!
  • Unlimited voice and data plan! Yes, unlimited! Vivo's 5G is up to 10 times faster!
  • An exclusive Vivo offer with special discounts on landline, broadband, TV and apps;
  • Eligible to receive an annual bonus or PPR (profit-sharing program);
  • Plan your future through a Private Pension plan;
  • Have children? You are entitled to a subsidy to help with school, daycare or nanny expenses;
  • Work in an environment that respects your personality, style of dress and individuality, where you can be authentic. #BeYou
  • Work remotely up to twice a week. #Mobility
  • Flexible working hours;
  • Enjoy a day off to celebrate your birthday;
  • Participate in one of the largest corporate volunteer programs to help make a difference;
  • Benefit from our Educational Development Program offering partnerships with educational institutions at a discount, as well as certifications and online courses;
  • Boost your career through our Internal Recruitment Program, in Brazil or abroad — we are present in over 17 countries! #VivoMyCareer
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
public cloud architecturehybrid cloud architecturedistributed systemshigh-scale transactional processingREST APIsevent-driven architecturemicroservicesautomated testingCI/CDquality engineering
Soft Skills
strategic visionhands-on approachinfluence teamstechnical communicationexecutive communicationaccountabilityconsultative referenceguidancevalidationcollaboration