United Community Bank

Relationship Manager

United Community Bank

full-time

Posted on:

Location Type: Office

Location: Miami • Florida • United States

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About the role

  • Be familiar with bank products and services and look for opportunities to develop new customer relationships and strengthen existing ones using United’s need-based sales approach
  • Interview consumer loan applicants and request specified information for loan applications
  • Accept loan applications and notify applicants of loan decisions
  • Order credit reports and recommend loan terms
  • Review, analyze, and process consumer lending requests in compliance with policies
  • Work past dues, loan exceptions, and criticized asset reports
  • Develop and maintain interest rate structure consistent with bank policies
  • Use independent judgment and discretion based on assigned lending authority
  • Stay abreast of current and developing regulations applicable to lending
  • Provide efficient, accurate, and high-quality service while maintaining good customer relations
  • Support others through mentoring and attending sales and developmental meetings
  • Attend and serve in community functions, boards, and committees as necessary
  • Other duties as assigned

Requirements

  • High School diploma or equivalent
  • Bachelor’s degree in business, finance, or related area preferred
  • Experience in a financial institution preferred
  • Basic understanding of financial institution products and services
  • Knowledge of consumer credit structuring, lending practices, and customer relationship management
  • Strong interpersonal, analytical, and communication skills
  • Proven leadership ability and sharp business development focus
  • Proficient in Microsoft Office programs
  • Must be able to pass a background & credit check
  • This is a full-time position requiring schedule flexibility for evenings and weekends
  • Up to 10% travel required
Benefits
  • Must complete all required compliance training, including Bank Secrecy Act/anti-money laundering training
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
consumer credit structuringlending practicescustomer relationship managementloan application processingcredit report analysis
Soft Skills
interpersonal skillsanalytical skillscommunication skillsleadership abilitybusiness development focus
Certifications
High School diplomaBachelor’s degree in businessBachelor’s degree in finance