United Community Bank

Mortgage Loan Closing Manager

United Community Bank

full-time

Posted on:

Location Type: Office

Location: AlpharettaSouth CarolinaUnited States

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Salary

💰 $68,287 - $113,209 per year

About the role

  • Provide leadership, direction, and day-to-day management for mortgage loan closers and employees supporting the closing function
  • Ensure loan closing packages are prepared and delivered accurately and on time, in compliance with federal, state, investor, and internal requirements
  • Oversee team production to ensure loans are closed within expected timelines and regulatory parameters
  • Resolve daily escalations related to individual loans and ensure timely communication with all internal and external stakeholders
  • Maintain a strong understanding of mortgage products, policies, and processes including GSE, FHA, VA, USDA, Construction-to-Permanent, Down Payment Assistance (DPA), and portfolio products
  • Build strong partnerships across Sales and Operations to promote a seamless, client-focused mortgage process
  • Organize and lead regular team meetings, pipeline reviews, and training sessions
  • Coach, develop, and provide feedback to closing team members to support performance, engagement, and professional growth
  • Recruit, develop, and retain high-performing closing team members and support succession planning efforts
  • Analyze mortgage loan files to identify missing or discrepant information and collaborate with internal and external partners to ensure accuracy
  • Personally handle overflow loan closings as needed to support business demands
  • Ensure all workflow processes are maintained in accordance with United Community Bank policies and procedures
  • Prepare and respond to audit and quality control reviews, including regulatory audits and CRA requirements

Requirements

  • Bachelor’s degree in business or a related field, or equivalent education and experience, preferred
  • Minimum of 3 years of recent mortgage closing experience
  • Minimum of 3+ years of recent mortgage closing management experience
  • Expert knowledge of mortgage closing operations and procedures
  • Strong working knowledge of origination, processing, underwriting, and secondary marketing
  • Advanced knowledge of closing agent and attorney processes, closing document preparation, and e‑closing platforms
  • Thorough understanding of federal and state mortgage compliance and regulatory requirements
  • Familiarity with investor guidelines for internal mortgage loan programs and external investors
  • Proven ability to manage multiple priorities in a fast-paced, deadline-driven environment
  • Demonstrated leadership skills with the ability to motivate, coach, and drive accountability
  • Excellent organizational, analytical, decision-making, verbal, and written communication skills
  • Ability to resolve client service issues professionally and effectively
  • Strong attention to detail and problem-solving skills
  • Experience working cross-functionally to achieve business goals preferred.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
mortgage closing operationsclosing document preparatione-closing platformsmortgage complianceregulatory requirementsoriginationprocessingunderwritingsecondary marketingmortgage loan analysis
Soft Skills
leadershipcoachingcommunicationorganizational skillsanalytical skillsdecision-makingproblem-solvingattention to detailtime managementclient service
Certifications
Bachelor’s degree in business or related field