Commercial Lending Division Manager
United Community Bank
full-time
Posted on:
Location Type: Office
Location: Atlanta • United States
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About the role
- Develop strategies for maintaining and further penetrating existing accounts
- Execute strategies with calls, visits, needs assessments, customer qualification, and follow-up to maintain, enhance, and expand customer relationships
- Respond promptly to customer issues, questions, and concerns
- Analyze financial statements
- Make financing proposals and negotiate terms and conditions for loans, leases, etc.
- Actively cross-sell bank products
- Interact with loan review
- Exercise strong credit and pricing skills, making recommendations for credits above assigned authority and decisions for credits within assigned authority
- Maintain community involvement
- Sponsor loan requests through the appropriate credit approval process
- Maintain and build account profitability with assigned clients by providing core banking products and services
- Manage administrative tasks, including credit analysis and processing
- May be asked to fill other credit roles as needed by the immediate supervisor
- Perform quarterly check-ins along with an effective management plan consisting of goals for staff
Requirements
- 5+ years of previous in banking or sales
- Strong background in corporate finance and business acumen
- Effective sales techniques and problem-solving skills
- Mastery of bank products and services
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysiscredit analysisnegotiationsales techniquesbank productsbusiness acumencustomer qualificationaccount profitabilityloan processingcredit approval
Soft skills
customer relationship managementproblem-solvingcommunicationstrategic planninginterpersonal skillsorganizational skillsleadershipcommunity involvementadaptabilityteam collaboration