Senior Portfolio Manager
United Community Bank
full-time
Posted on:
Location Type: Office
Location: Charlotte • North Carolina • 🇺🇸 United States
Visit company websiteSalary
💰 $68,287 - $113,209 per year
Job Level
Senior
About the role
- Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions.
- Collaborate with senior leadership to maintain appropriate risk profiles.
- Manage and mentor a team of credit specialists, portfolio managers, and analysts.
- Oversee the preparation of credit memos, spreads, and related documentation.
- Participate in client calls, underwriting, credit presentations, and loan closings.
- Identify and mitigate credit risks through sound analysis and recommendations.
- Prepare commitment letters and review loan documentation.
- Support cross-sell initiatives and coach team members on relationship development.
- Assist lenders in prospecting and client engagement efforts.
Requirements
- Bachelor’s degree in Finance or Accounting preferred.
- 7–10 years of experience in commercial lending or financial services.
- Deep knowledge of credit policy, banking regulations, and loan documentation.
- Proven ability to analyze complex financial statements and tax returns.
- Strong analytical, organizational, and time management skills.
- Excellent communication and interpersonal skills.
- Proficiency in internal systems and reporting tools.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit analysisfinancial statement analysistax return analysisloan documentationportfolio managementrisk managementcovenant compliancecredit memos preparationunderwritingcredit presentations
Soft skills
leadershipmentoringanalytical skillsorganizational skillstime managementcommunication skillsinterpersonal skillsrelationship development