Tilt (formerly Empower)

Credit Analyst

Tilt (formerly Empower)

full-time

Posted on:

Location Type: Hybrid

Location: Bengaluru • India

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Tech Stack

PythonSQL

About the role

  • Develop and refine credit policies to support business growth and risk objectives.
  • Analyze portfolio performance and generate actionable insights through data.
  • Partner with Data Science, Technology, and Product teams to translate insights into execution.
  • Monitor risk metrics and benchmark performance against industry standards.
  • Collaborate with NIRA leadership and external lending partners to drive responsible lending outcomes.
  • Share learnings and best practices with global credit and data teams.

Requirements

  • 4+ years of experience in credit risk, data analytics, or unsecured lending (India experience preferred).
  • Strong hands-on experience with SQL (required), Python, and Excel.
  • Experience working with credit policies, risk frameworks, and portfolio monitoring.
  • Strong analytical and problem-solving skills with clear communication.
  • Comfortable operating in fast-paced, collaborative environments.
  • Bachelor’s degree in a relevant field.
Benefits
  • Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
  • Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
  • Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
  • Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
  • Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
  • Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
SQLPythonExceldata analyticscredit policiesrisk frameworksportfolio monitoringanalytical skillsproblem-solving skills
Soft Skills
clear communicationcollaborationadaptability