Credit Pricing Manager
The Very Group
full-time
Posted on:
Location Type: Hybrid
Location: Liverpool • United Kingdom
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About the role
- Develop, implement, and refine pricing models and strategies informed by customer behaviour, market trends, and financial performance.
- Build and maintain segmented pricing models and track model inputs versus actual performance.
- Analyse KPIs and deliver clear reporting on pricing performance and portfolio profitability to senior stakeholders.
- Conduct financial impact analysis for new initiatives, assessing risk and reward trade-offs and forecasting profitability.
- Partner with teams across marketing, product, risk, finance, and legal to ensure pricing strategies align with business objectives.
- Support marketing in planning promotional campaigns and communicating pricing decisions.
- Present findings, recommendations, and strategy proposals to senior leadership in a clear and compelling format.
- Test and understand relationships between price, response, and customer behaviour and assess the resulting impact on P&L.
Requirements
- Advanced analytical and quantitative skills with the ability to turn complex data into actionable insights.
- Highly numerate and commercial, with experience in pricing within lending environments, ideally credit cards or consumer lending
- Strong technical capability with SQL, Python, SAS, or similar analytical tools.
- Solid understanding of financial principles, lending economics, and P&L drivers.
- Strong experience building Unit of One models, elasticity modelling, or regression analysis.
- Excellent communication skills with the ability to present technical concepts to non-technical audiences.
- Strategic thinking, problem solving strength, and the ability to balance commercial, risk, and customer outcomes.
- A proactive, collaborative approach and the confidence to engage with stakeholders at all levels.
- The potential to grow and progress within the Group over time.
Benefits
- Flexible, hybrid working model
- Inclusive culture and environment, check out our Glassdoor reviews
- £1,000 flexible benefits allowance to suit your needs
- 30 days holiday + bank holidays
- LinkedIn learning access
- Bonus potential (performance and business-related)
- Up to 25% discount on Very.co.uk
- Matched pension up to 6%
- More benefits can be found on our career site
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
pricing modelsfinancial impact analysisKPI analysiselasticity modellingregression analysisSQLPythonSASdata analysisforecasting profitability
Soft Skills
analytical skillscommunication skillsstrategic thinkingproblem solvingcollaborationstakeholder engagementcommercial awarenessnumeracypresentation skillsproactive approach