The Bancorp

VP Embedded Finance Integration Engineer

The Bancorp

full-time

Posted on:

Origin:  • 🇺🇸 United States

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Job Level

Lead

Tech Stack

ETLGraphQLJavaJavaScriptKafkaNode.jsPythonRabbitMQ

About the role

  • Integrate third-party payment gateways, banking APIs, and financial services while ensuring secure, scalable, and efficient data exchanges.
  • Manage RESTful & GraphQL APIs and implement authentication protocols (OAuth 2.0, JWT, API keys, etc.).
  • Build middleware solutions to connect different financial service providers and develop developer-friendly SDKs (Python, Java, Node.js, etc.).
  • Work with payment gateways, card processors, and ACH/wire transfer providers to optimize payments, settlements, and reconciliation processes.
  • Ensure PCI-DSS, SOC 2, GDPR, and financial data compliance; collaborate with regulatory & compliance teams.
  • Design high-availability systems with proper failover and redundancy and use observability tools.
  • Maintain comprehensive API documentation using tools like Swagger/OpenAPI.
  • Work with real-time ledgers to track transactions, balances, and settlements and build ETL pipelines for financial data processing and reporting.
  • Support customer success & integration teams for API troubleshooting and collaborate with Product Managers and cross-functional teams to enhance platform connectivity.

Requirements

  • An Undergraduate degree in Computer Science or related field or an equivalent combination of training and experience.
  • 10+ years of experience in financial services.
  • 5-8 or more years of experience in API development & integration, with a focus on fintech, banking-as-a-service, or payment systems.
  • Prior experience in payment processing, digital banking, lending-as-a-service (LaaS), or embedded finance platforms.
  • Proficient in designing, developing, and maintaining RESTful & GraphQL APIs and building middleware solutions.
  • Experience with authentication protocols (OAuth 2.0, JWT, API keys) and API security.
  • Experience working with payment gateways, card processors, and ACH/wire transfer providers.
  • Knowledge of PCI-DSS, SOC 2, GDPR, and secure financial data handling.
  • Experience designing high-availability systems with failover, redundancy, and observability tools.
  • Experience maintaining API documentation using tools like Swagger/OpenAPI and building developer SDKs (Python, Java, Node.js, etc.).
  • Experience with real-time ledgers to track transactions, balances, and settlements.
  • Experience building ETL pipelines for financial data processing and reporting.
  • Experience supporting customer success & integration teams for API troubleshooting.
  • Experience working with regulatory & compliance teams to ensure APIs meet financial regulations.
  • Expertise in event-driven architectures, asynchronous processing, and message brokers (Kafka, RabbitMQ).
  • Working knowledge of a bank’s risk management framework including the role and activity of critical stakeholders.
  • Self-Starter who can work independently in a self-managed team environment; proficient in project planning and managing project risks.
  • Excellent communication skills adept at delivering information to audiences of all levels.
  • Ability to successfully pass background checks including credit, criminal, education, employment, OFAC, and social media background history.