The Bancorp

Vice President

• Performs complex credit analysis and financial reviews of new and existing loan requests
• Analyzes financial statements on complex credit requests
• Works with salesperson to structure each loan request
• Conducts borrower interview with applicant and/or designated third parties
• Contacts salesperson for additional information pertinent to the underwriting activities
• Works with customers and sales team to collect required credit information
• Verifies existing borrower’s total and current exposure in the loan systems
• Generates credit memorandum to include detailed financial analysis
• Determines and presents recommended action to senior management
• Maintains accurate and complete loan files
• Validates that all required authorizations, compliance, and approvals are obtained prior to closing
• Creates and maintains approvals and files
• Develops close working partnerships with the sales team
• Recommends process and operational changes to improve efficiency

AVP, Commercial Credit Officer II

Risk

• Supports and contributes to the implementation and ongoing enhancement of data governance policies, standards, and procedures.
• Executes data quality monitoring, issue management, and remediation activities with increasing ownership and accountability.
• Maintains and enhances data catalogs and metadata repositories (e.g., Atlan), ensuring accuracy, completeness, and usability.
• Leverages and helps implement automation and AI-assisted solutions to improve data quality monitoring, metadata management, and governance workflows.
• Partners directly with business data owners and stewards to define and document data elements, lineage, and usage.
• Facilitates discussions and working sessions to promote alignment on data definitions and governance practices.
• Monitors and analyzes data governance metrics, including data quality trends, control effectiveness, and audit findings.
• Contributes to enterprise initiatives such as data platform modernization, reporting enhancements, and regulatory change programs.

Data Governance Analyst II

Data Engineer

• Leads enterprise data and implementation efforts to integrate customer, client, and transaction data into core reports across all business lines
• Maps and translates raw data into structured formats that enhance reporting and user tool functionality
• Drives enterprise data architecture, including the design and expansion of the Snowflake data model, to support scalable and standardized processor integrations
• Establishes technology-driven oversight processes and leads processor launches, migrations, and system integrations to ensure end-to-end data integrity, compliance, and audit readiness
• Manages teams responsible for reviewing, mapping, and analyzing data provided to the Bank from third parties
• Leads cross-functional implementation efforts across IT, Fraud, FCRM, Compliance, Audit, Operations, and processor partners to ensure successful data onboarding and system integration
• Establishes raw data requirements necessary to operate the bank’s programs compliantly and efficiently
• Interprets compliance regulations for systems and processes to ensure that fraud, risk, operational and compliance controls are in place, reports can be generated, and systems are in accordance with federal, state, and local rules and regulations for the products and industry
• Translates regulatory, fraud, AML, and operational requirements into enterprise data model specifications and scalable monitoring infrastructure
• Provides guidance to map and document data, i.e., new, and existing transaction codes, so system generated data can be categorized for use in research and reporting
• Reviews, audits, and revises the functional specifications documents related to field mapping
• Ensures that data is accurately mapped to processor fields, identify and correct errors as needed
• Disseminate the information to the appropriate teams
• Writes and tests procedures for new systems, systems elevations, and system changes
• Drafts rules, queries, and related process changes driven by new or existing automation and applications
• Communicates new procedures to affected internal parties
• Owns enterprise data governance documentation and implementation standards for new processors, platforms, and system changes
• Leads data and datasets used during system builds, enhancements, modifications, and mapping
• Develops business requirements and works closely with stakeholders to justify project proposals
• Owns data architecture strategy for new processor implementations and major platform migrations, including reconciliation validation, dual-processor transitions, and cutoff population documentation for audit defensibility
• Tests system and process changes to ensure accurate and efficient data entry, maintenance, and reporting
• Ensures workflow quality through structured testing and feedback
• Implements process improvements and enhancements for service delivery
• Reviews, audits, and revises functional specification documents related to the field mapping within the Actimize or other system(s)
• Ensures data is mapped to the processor fields, identify and correct errors
• Leads integration of enterprise data model requirements into Actimize modernization initiatives (e.g., Actimize 2.0), ensuring monitoring scalability and reduction of processor-specific rework
• Creates business unit documentation, including a program parameterization tool mapping processor program IDs to parameters used to identify spend violations and forecast program activity
• Maintains authoritative program parameter and processor mapping frameworks supporting fraud detection, AML monitoring, compliance reporting, and operational forecasting
• Analyzes and integrates multi-technology data systems through a unified back-end platform and web-enabled front-end while owning data quality across data flows
• Designs and expands enterprise-scale data infrastructure (Snowflake and associated systems), enabling standardized ingestion patterns and accelerating future processor onboarding
• Defines common analytics frameworks and tools leveraged across the organization to drive innovation and experimentation
• Establishes enterprise data standards to reduce duplication, eliminate fragmented ETL processes, and improve reporting consistency across business lines
• Transforms data insights into actionable reports, targeting algorithms, and model features and conceptualize coding, deploying, and iterating on predictive analytic solution designs from prototypes to production systems
• Identifies practical approach to test and learns key hypotheses to extend analytic insight
• Establishes criteria for and executes on the creation of alerts and reports for business units with emphasis on Compliance and Fraud/ AML Monitoring teams
• Ensures enterprise-level data integrity supporting audit, regulatory examinations, CIP/KYC integrations, and cross-processor reconciliations
• Performs other duties as assigned.

VP Lead Data Engineer

Data Analyst

• Owns data labeling and quality control for internal datasets used across fraud, AML, compliance, and partner analytics.
• Creates and manages parameter mapping tools (e.g., Sotera program mapping) to support scalable alerting, spend controls, and exception handling.
• Designs, tunes, and monitors alert logic within real-time fraud systems (Visa, Mastercard, etc.), ensuring thresholds align with compliance and partner agreements.
• Builds and maintains rule-based reporting for internal stakeholders, including FCRM, Financial Ops, Level 1 Testing, Compliance, and Client Services.
• Analyzes cardholder and program-level activity for anomalies and recommends model or rule tuning adjustments to improve detection and reduce false positives.
• Leads data labeling, triage, and feedback loop cycles in Sotera for ongoing tuning improvements.
• Serves as SME for system data flows related to processor files, Sotera, Snowflake, and other core platforms.
• Documents all procedures, processes, logic, and report structures to support reproducibility, audit-readiness, and knowledge transfer.
• Trains and mentors junior analysts in technical skills and process knowledge.
• Performs other duties as assigned.

Data Analyst III

Backend Engineer

• Designs, develops, and implements data integration packages for the organization
• Performs a wide variety of database programming assignments and research/troubleshooting in T-SQL
• Troubleshoots and maintains existing ETL packages
• Becomes a subject matter expert in the organization’s SSIS packages
• Creates new Extraction, Transformation, and Loading (ETL) packages to achieve data integration
• Tests and debugs code using departmental standards and protocols prior to elevation
• Acts as a subject matter expert in the existing ETL packages used to load Actimize
• Makes recommendations and implement improvements to the packages
• Reviews database design and code written by other developers, identifies issues, and discusses efficiencies
• Troubleshoots ETL issues as they arise by evaluating the ETL packages, source data, and destination systems
• Develops, updates, and maintains ETL specifications and documentation used to develop data migration mappings and transformations
• Performs other duties as assigned.

AVP Database Developer II

• Analyzes financial statements on complex credit requests to assess credit risk
• Works with salesperson to structure loan requests
• Conducts borrower interviews with applicants or designated third parties
• Collects required credit information for underwriting loan and lease requests
• Generates credit memorandums with detailed financial analysis
• Maintains accurate and complete loan files
• Develops working partnerships with sales and internal teams to handle credit analysis issues

AVP Commercial Credit Officer II

• Provides end-to-end executive ownership of the Global Payments Platform (GPP)
• Oversees the full application lifecycle including production support, release management, and operational readiness
• Manages payment platform vendors and third-party providers
• Provides financial oversight for GPP including cost management and transaction volume analysis

VP Enterprise Payments Application Manager

Account Executive

• Drives new partner acquisition across fintechs, marketplaces, and enterprise brands pursuing embedded finance strategies.
• Proactively builds and manages a high-value pipeline through outbound prospecting, industry networks, and strategic partnerships.
• Identifies and prioritizes high-impact opportunities aligned with the bank’s growth strategy.
• Leads complex, multi-threaded enterprise sales cycles involving founders, C-suite executives, and cross-functional stakeholders.
• Maintains control and momentum throughout the sales process, proactively addressing internal and external blockers.
• Structures and negotiates commercial partnerships, including program design, pricing, revenue share models, and contractual terms.
• Translates sophisticated client use cases into scalable sponsor bank program designs (e.g., card issuing, deposits, payments).
• Ensures all deals align with regulatory requirements and the bank’s risk appetite.
• Acts as the primary deal quarterback, driving alignment across compliance, risk, legal, finance, and product teams.
• Establishes credibility as a trusted advisor on regulatory frameworks, program governance, and go-to-market strategy.
• Maintains accurate pipeline tracking, forecasting, and reporting.

VP Fintech Sales Executive

Analyst

• Provides day-to-day application support for GPP, ensuring stable and reliable transaction processing.
• Monitors system performance, transaction flows, and rules set across ACH, Wires, RTP, FedNow, and other payment rails.
• Supports onboarding of new clients by gathering processing requirements, validating file specifications, and coordinating and validation configuration and business rules within GPP.
• Configures and maintains payment processing rules, transaction workflows, settlement parameters, and exception handling logic to align with client agreements and regulatory requirements.
• Investigates, analyzes, and resolves production incidents, defects, and data discrepancies in a timely manner.
• Participates in root cause analysis and document findings, corrective actions, and preventive controls.
• Gathers and documents functional and technical requirements for system enhancements and client onboarding.
• Coordinates and executes user acceptance testing (UAT), regression testing, and production validation activities.
• Supports release planning, change impact analysis, and operational readiness activities.
• Acts as liaison between internal stakeholders and vendors for issue tracking and remediation.
• Maintains documentation and control evidence to support audit and regulatory requirements.
• Performs transaction analysis, reconciliation support, and exception research to ensure data integrity.
• Develops operational reports related to platform performance and transaction volumes.
• Recommends process improvements to enhance system performance and operational efficiency.
• Performs other duties as assigned.

Enterprise Payments Application Analyst

Operations

• Oversees the daily operations and supports the long-term strategy of payments at the Bank
• Ensures processing for Clients, Originators and Processors are handled timely, efficiently, and securely
• Identifies trends in the market and works with senior leaders to ensure operational support for new payment options
• Collaborates across Payments, IT, VMO, and Operations teams
• Manages team of employees by overseeing day-to-day operations and fostering a high-performance culture
• Provides management and oversight into the change management process for payment systems projects, conversions, and implementations
• Drives, ensures, and assists with the designing and monitoring of disaster recovery and business continuity plans

VP Payments Operations Manager

• Leads end-to-end operations for RTP and FedNow payment rails, ensuring continuous (24x7x365) processing, performance, and SLA adherence.
• Defines and executes instant payments strategy, driving growth, new capabilities, and continuous improvement while ensuring operational resiliency and business continuity.
• Creates a high-performance culture, emphasizing core management leadership initiatives and developing and executing on current and future strategies that align with strategic goals.
• Represents Payment Operations and effectively collaborate with important functional stakeholders including IT, VMO, Business Lines and Third-party Fintech Clients to provide operational solutions to strategic business needs.
• Identifies trends in the marketplace and work across senior leadership in the Payments space to demonstrate operational capabilities to meet client demands or future opportunities.
• Establishes requirements and work with payment teams and vendors to incorporate immediate payments including but not limited to Real Time Payments and FedNow into payment processing systems.
• Ensures client integration and payment teams are trained and prepared for go-live events and upgrades to payment systems.
• Services client needs which includes presenting solutions for payment support and showcasing capabilities to enhance client experience.
• Effectively leads clients during onboarding process to ensure proper integration, testing, documentation and adherence to rules and regulations.
• Helps drive end-to-end API strategy and integration management across The Clearing House RTP network, Federal Reserve FedNow Service, internal systems, and Third-Party Fintech clients.
• Ensures alignment with ISO 20022 messaging standards, network specifications, and security protocols.
• Ensures compliance with RTP network rules, FedNow Operating Procedures, and applicable regulatory frameworks.
• Oversees audits, examinations, and reporting related to instant payments activities.
• Maintains strong governance frameworks across internal teams and external partners.
• Oversees liquidity and prefunding across RTP joint accounts and Federal Reserve master accounts; optimizes intraday funding.
• Establishes and manages real-time fraud prevention, transaction limits, monitoring, and escalation processes.
• Partners with Technology and Product to deliver scalable, resilient payment infrastructure, gateways, and API frameworks.
• Manages vendors, processors, and fintech partners with clear SLAs, performance metrics, and risk controls.
• Performs other duties as assigned.