Loan Processing Manager
AmeriHome Mortgage Company, LLC
Portfolio Manager, ABL
Texas Capital
full-time
Posted on:
Location Type: Office
Location: Dallas • Texas • 🇺🇸 United States
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Oversight of credit related responsibilities for the Analysts and Associates, including financial statement spreading and validation of various underwriting models
- Responsible for risk rating assessment and periodic relationship reviews
- Partner with Relationship Manager in credit agreement review and negotiation
- Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments)
- Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks
- Ownership of policy exception identification
- Direct and manage portfolio reviews
- Validate covenant compliance and covenant management
- Ownership of post-approval modifications to ensure accurate reporting of credit exposure
- Client management, including assisting of day-to-day needs, contact meetings, and site visits
- Direct client contact is expected
- Client management in SalesForce
- Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices
- Ownership of portfolio reporting and analytics: grade-migration, past-dues, exceptions, coming-due maturities, etc
- Identify cross-sell opportunities
- Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects
Requirements
- Bachelor’s degree in Finance, Accounting, Commercial Banking or equivalent/relevant program
- 3+ years’ experience in Commercial or Corporate Banking with formal Credit training
- Extraordinary levels of motivation and initiative
- Exceptional writing, interpersonal and communication skills
- Effective team players who want to work in a fast-paced, collaborative environment and build working relationships across the organization
- Strong Microsoft Office skills including Outlook, Excel, and PowerPoint in order to produce reports, memos, and presentations
- Passion for financial services and delivering superior client experiences
- Proven leadership skills and community involvement
Benefits
- health insurance coverage
- wellness program
- fertility and family building aids
- life and disability insurance
- retirement savings plans with a generous 401K match
- paid leave programs
- paid holidays
- paid time off (PTO)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial statement analysisrisk rating assessmentcredit agreement negotiationcredit approvalscovenant complianceportfolio managementcredit exposure reportingcredit solutions deliverycredit traininganalytics
Soft skills
motivationinitiativewriting skillsinterpersonal skillscommunication skillsteam collaborationrelationship buildingleadershipclient managementcommunity involvement
